Add Payment Warranty For Free

Some of the most common appliances to get an extended warranty on include large home appliances, including: Refrigerators and freezers. Washer and dryers. Dishwashers. Microwaves. Ovens and stoves. Heaters and air conditioners.

An extended car warranty is a service contract that drivers can purchase in order to pay for repairs to a vehicle's major systems, including the transmission and engine. Drivers can purchase an extended warranty from a third-party company, like Carchex or Endurance, or directly from their vehicle's manufacturer.

You can buy extended warranties from auto dealers, vehicle manufacturers and independent companies. Dealers often suggest purchasing an extended warranty when you buy a car, but you can buy one at any time.

Not All Repairs are Covered: Just like with the initial warranty, not everything is covered with the extended warranty. Routine wear and tear, including tires, aren't a part of the deal so check carefully to see what is and isn't covered.

What is the average cost of an extended warranty? Extended car warranty costs depend on many factors, including the vehicle's type and mileage and the owner's choice of deductible and coverage. In our recent survey, half of the respondents said they paid between $1,615 and $3,208 for their vehicle service contracts.

The Bottom Line. Although warranties may seem like a nice perk that companies extend to consumers, they are actually carefully calculated to be profitable for the companies that offer them.

You can buy an extended auto warranty directly from either a vehicle manufacturer or a third-party warranty company. Extended warranties from independent companies typically feature a wider range of coverage options and more flexible payment terms.

Keep in mind that extended car warranties don't cover regular maintenance or wear-and-tear damage. Additionally, you could void your extended car warranty if you don't take your car in for regular maintenance. If you aren't able or willing to stick to the schedule, the extended warranty is probably not worth it.

Consumer Protection 'Chargebacks' One of the benefits of using your MasterCard credit or debit card to make a purchase is that if you don't receive the goods or services you paid for, you may be able to get your money back, even if the business is no longer trading.

Purchases you make entirely with your covered card are covered for sixty (60) days from the date of purchase as indicated on your receipt for a full refund in the event that you are dissatisfied with your purchase and the store will not accept the item for return.