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Housing choice vouchers are administered locally by public housing agencies (PHAs).A housing subsidy is paid to the landlord directly by the PHA on behalf of the participating family. The family then pays the difference between the actual rent charged by the landlord and the amount subsidized by the program.

To qualify for Section 8 Housing, a tenant must make no more than 50 percent of the median income for the metro area to which they're applying. In areas of the country that have the highest income limits such as New York and San Francisco, that totals $117,400 for a family of four.

In most circumstances, your rent will be 30 percent of your monthly adjusted income; HUD covers the other 70 percent. The amount of rental assistance you qualify for is calculated by dividing your AGI by 12 and then multiplying it by 30 percent. The result of which is called the total tenant payment.

HOC's main vehicle for providing rental assistance to HOC Customers is the Housing Choice Voucher (HCV) program.HOC Customers who receive vouchers may search for their own housing, which may include single-family homes, townhouses, and apartments, or even the family's present residence.

The housing choice voucher program is the federal government's major program for assisting very low-income families, the elderly, and the disabled to afford decent, safe, and sanitary housing in the private market.A housing subsidy is paid to the landlord directly by the PHA on behalf of the participating family.

To apply for a Housing Choice voucher, contact a public housing agency in your state. If you need more assistance, contact your local HUD office. You will need to fill out a written application or have a representative of your local PHA help you.

In New York City, Section 8 covers one-bedroom apartments priced at $1,945 per month and two-bedroom apartments priced at $2,217. Before the new law matched those Section 8 rates, CityFHEPS vouchers only covered rents of $1,265 a month for a single adult and $1,580 for a family of three or four.