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In this article, we will discuss some tips on how to identify the legitimacy of a text message from your bank. Check the sender's phone number. ... Examine the language and tone. ... Avoid clicking on any links. ... Look for personalized information. ... Consider the context. ... Contact your bank directly. ... Monitor your accounts.

A 702 area code text message is a message that has been sent or received from a telephone number registered with the 702 area code. These messages come from legit business services or sometimes scammers use 720 area code text messages and call for scams and fraudulent activities.

How to Identify a Text Message Step-by-Step Step 1: The message is irrelevant to you. ... Step 2: The text message contains misspellings or poor grammar. ... Step 3: Abnormally long numbers. ... Step 4: It offers random prizes. ... Step 5: The text message contains a suspicious link.

Here are some short codes for fraud and security alerts used by some major banks: Chase: 28107, 36640, 72166. Bank of America: 322632 (credit card security), 39989 (debit card security), 96264 (small business credit card), 86006 (check fraud), 55983 (banking security), 56433 (account takeover), 80814 (Zelle)

Another way to trace the sender of a text message is by checking your phone records. You can check your call logs or text message history to find out the number that sent the text message. You can then use a reverse phone lookup service to get more information about the person who owns the phone number.

If you get a text from a number that is 11 digits long, you can probably assume you're getting a text scam. Receiving a spam text from a long number doesn't happen often, but if it does, be extra cautious before choosing to respond. In fact, this is probably a text you just don't want to reply to.

It also helps banks send important notifications, such as fraud alerts or balance updates, to ensure customers are aware of their account status and able to take proper precautions. SMS also provides a key customer service tool. Banks can use text messages to provide customers with one-on-one support.

This message comes from your own phone number and notes that your bill is paid for the month. Don't click the link. It's a trap. Chris Welch with The Verge documented his experience with the latest round of SMS phishing, also known as smishing.