Block Out Payment Transcript For Free

If you're unable to use Get Transcript by Mail, you may try our automated phone transcript service at 800-908-9946 and also receive your transcript by mail.

Q1. What if I'm unable to use Get Transcript by Mail? If you're unable to use Get Transcript by Mail, you may try our automated phone transcript service at 800-908-9946 and also receive your transcript by mail. Please allow 5 to 10 calendar days for delivery.

If the transcript is missing because you did not file your taxes, most lenders require you to bring your taxes current before you can qualify for a mortgage.

If you order online or by phone, you should receive your transcript within 5 to 10 days from the time the IRS receives your request. Allow 30 calendar days for delivery of a transcript if you order by mail using Form 4506T or Form 4506T-EZ.

Non-Delegated only: Tax transcripts for the most recent one year are required for all borrowers whose income is used to qualify. If only W2/1099 income is used to qualify, W2/1099 transcripts are acceptable. When tax transcripts are provided, they must support the income used to qualify.

Tax transcripts are summaries of tax return information. Transcripts have become increasingly vulnerable as criminals impersonate taxpayers or authorized third parties. Identity thieves use tax transcripts to file fraudulent returns for refunds that are difficult to detect because they mirror a legitimate tax return.

More In NewsOrder Online. The fastest way to get a Tax Return or Account transcript is through the 'Get Transcript' tool available on IRS.gov.Order by phone. You can also order by phone at 800-908-9946 and follow the prompts.Order by mail.Feb 23, 2016