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A title company isn't an absolute requirement, but there will still be a need to make sure that the title to a property is properly written, executed and lawful. An attorney could be hired to act as a closing agent, but that is usually a more expensive option.

The title company that you choose can greatly influence the closing process. It can determine whether a property sale/purchase will be successful or not. If you are asking yourself whether you can use the seller's title company, the answer is YES.

6. The Title Closer Compiles Closing DocumentsPromissory Note (if applicable)Mortgage and associated loan documents (if applicable)Owner's Title Insurance Policy.Closing Disclosure and/or ALTA Settlement Statement.Affidavits and miscellaneous documents necessary to purchase the property.More items...?

The accepted practice in real estate industry is for the buyer to submit an offer to purchase a property either alone or through an agent. The buyer will then select a title company.

The most important originals are the purchase agreement, deed, and deed of trust or mortgage. In the event originals are destroyed, you might be able to get certified copies of these documents from the lender or closing company, but you don't want to rely on others' recordkeeping systems unless you have to.

A title company can help negotiate lien payoff to ensure that you get to keep most of the sales price. A title company will also help the seller in coordinating the closing process by ensuring that all parties involved are served with the right document so that the process goes smoothly.

Choice Title Company is one of the premier Tri-State closing agencies in the area, and is licensed in Tennessee and Georgia. We are proud to provide residential and commercial title insurance and escrow services. Learn More.