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An official transcript includes a seal and signature of the registrar as well as all of your coursework and degree information. Schools tend to charge for these transcripts to be processed. The term unofficial in this case usually means that your transcript is an online version with just a list of credits and grades.

Official documentation comes in a sealed envelope directly from your high school or college. Unofficial documentation has been faxed in or submitted by the student and not directly from the previous institution.

A report card is a short term report of the student's grade. A student will get a report card for a six-weeks grading period or a nine-weeks grading period. Transcripts have all the grades you have received in that school for your entire time at that school.

A transcript is proof of education. It has a detailed record of all the subjects you have studied with your scores in the form of marks or grades given by the institution of study.

The employer might call the university and ask them to confirm particular information (e.g. the GPA and a couple of randomly selected grades -- this was what my former employer did) The employer might mail a copy of the transcript to the university as you suggested.

An unofficial transcript is useful for seeing the credits you've earned as well as the grades you made in all of your courses. Look a the top of the transcript to find basic information like your major, your final GPA, and the degree you were awarded if you've already graduated.

Most universities won't accept an unofficial transcript. There are numerous reasons for this, including that an unofficial transcript may be incomplete. It's also possible to forge an unofficial transcript. So at some point during the application and admission process, you'll need to supply an official document.