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"Gift card" does not include a prepaid bank card. "Gift certificate" means a written promise given in exchange for full or discounted payment, or without any money or other thing of value being given in exchange, to provide merchandise in a specified amount or of equal value to the bearer of the certificate.

By giving a gift certificate or a gift card, you make it possible for your friend to purchase the particular item or product that he or she wants. You may also want to purchase a gift card for yourself from a business that you patronize regularly.

Gift cards will generally have a barcode or magnetic stripe to transfer the information into your POS system. This gives the opportunity to track the cards that have been sold. Gift certificates will occasionally have a barcode or a number printed, however most will simply have the value written on them.

A gift certificate should include: The recipient's name. The amount awarded. The expiration date. An authorized signature. Contact details. Any other relevant information.

But gift cards, especially when they're thoughtfully chosen, make really great gifts. They're super useful, they give the recipient some decision-making power, and they take some of the pressure off you?what's not to love?

Gift Card Laws Essentially, gift card issuers cannot charge inactivity fees including maintenance fees, balance inquiry fees, and transaction-based fees -- until one year of inactivity has passed.

Gift Card Rules: The Card Act sets a federal minimum term for the sale of gift certificates, store gift cards and general use prepaid cards of five years from the date of issuance or the date funds are last loaded on the card (if it is a store gift card or general use prepaid card).