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A defective, mutilated or soiled bank note which is slightly cut or stained or of which the essential portions are missing, or notes in the denomination of Rs 10 and above in two pieces can be exchanged without filling any form at any public sector bank (PSB) branch, any currency chest branch of a private sector bank ...

RBI guidelines suggest that banks can exchange Rs 2000 notes up to a limit of Rs 20,000 at any given time. The limit has reportedly been applied to ensure operational convenience and to avoid any disruptions to normal working of banks.

The RBI Offices, where Issue Department is functioning, offer the facility to members of the public to exchange their notes including soiled and mutilated notes and coins including uncurrent or worn out coins. The Bank is committed to provide exchange facility free of cost at its counters during business hours.

As per the latest RBI guidelines, anybody who has mutilated notes can exchange them from the nearest central bank regional office. Anybody who has mutilated currency notes can visit the central bank regional office and deposit the notes.

RBI guidelines for Rs.2,000 note exchange The RBI has also stated that even a non-account holder can exchange Rs.2000 banknotes at any bank branch without any ID proof. However, there is a limit on the exchange of Rs.2000 banknotes. A person can exchange Rs.2000 banknotes up to a limit of Rs.20,000 at a time.

If you have tape pasted or mutilated notes and you are unable to use them, RBI has made rules to replace them. The torn notes are of no use and nor does anyone take them. The RBI ruling says that such notes can be exchanged by visiting any bank. The RBI also mentioned that no bank can refuse to exchange notes.

A note which gets dirty over time and is torn is called a soiled note and when the note is split into more than two pieces or is torn is called a mutilated note. Soiled and mutilated notes can be exchanged with new notes by the bank.