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Write ?Pay to the Order of? and the third party's name below your signature. It's important to write the name of the person that you are signing the check over to in the endorsement area under your signature. This signals to the bank that you are endorsing the transfer of ownership for the check.

The most secure way to do this is called a restrictive endorsement. To make one, you should, in any order: Write ?For Deposit Only? on one line. Write the account number on another line.

To receive the funds, the payee must sign, or endorse, the back of the check. This signature, called an endorsement, informs the bank or credit union that whoever signed the check is the payee and wants to accept the money.

First, take a look at the payee line on the front of the check, which will specify who needs to endorse the check. The payee line is located near the top of the check, next to the words ?Pay to the order of.? If your name is the only one on the payee line, you're the only person who needs to endorse it.

When someone writes you a check, you must endorse it to access the money that's written out to you. Endorsing a check means signing the back of it and signifying if you're endorsing the check for deposit or to cash the funds with a bank or third-party.

To receive the funds, the payee must sign, or endorse, the back of the check. This signature, called an endorsement, informs the bank or credit union that whoever signed the check is the payee and wants to accept the money. Read: Best CD Rates.

You'll need to be familiar with the information on your check, and take two simple steps: Sign your name in the endorsement area. This dedicated area is likely ??above the signature line on the back of the check.Identify that this is check is intended for mobile deposit.