Distribute Title Log For Free

In fact, some lenders will accept applications from joint borrowers where only one of the applicants will own and live in the property. This is called a Joint Borrower Sole Proprietor Mortgagee and will mean that one of the applicants will be named on the mortgage but not on the deed.

You own your home ? either all or part of it ? if your name is on a legal document called the title deeds. It might be owned: by one of you ? which means it's in one of your names. jointly, by both of you ? there are different forms of joint ownership.

You can order copies of deeds from our registers. It's also possible to find land and property information for registered titles by searching the land register.

Get a copy of the deeds Find out if the property or land is registered. Pay £3 to download a copy of the title register. If the deeds are marked as 'filed' in the register then HM Land Registry has a scanned copy. Fill in the deeds request form using the property's title number from the title register.

The transfer of part should include a detailed description of the property being transferred to the buyer and also of the property being retained by the seller. A scaled plan will need to be prepared identifying the property being transferred and, if relevant, the property being retained.

You can obtain Official Copies of the Title Register, Title Plan and Filed Deeds directly from the Land Registry only by making a postal application using either form OC1 (for the Title Register and/or Title Plan) or form OC2 (for Filed Deeds). You cannot obtain Official Copies directly from the Land Registry online.

An absolute title to a property (also known as a perfect title) is free of any encumbrances or deficiencies. An absolute title gives an unequivocal right of ownership to the owner and cannot be disputed or challenged by anyone else.

For example, if you buy your house and then buy an extra bit of land to add to the garden, you may then find that when you come to sell the house it comes in two different titles, i.e., one for the original house and the other for the extra bit of garden that has been added.

The title register is a legal document that shows the ownership details of a property. The title register includes important information such as a description of the property, the names of the current and previous owners, and any restrictions or easements that apply to the property.

If you lose the deeds to a property which is not registered with the Land Registry, you can get a copy of your memorial or ROD application form from the Registry of Deeds. These documents summarise the change of ownership or mortgage and can be used to replace a lost or misplaced deed.