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There is none. Postal/zip codes around the world don't follow a common pattern. In some countries they are made up by numbers, in others they can be combinations of numbers an letters, some can contain spaces, others dots, the number of characters can vary from two to at least six...

The first digit of a five-digit ZIP Code divides the United States into 10 large groups of states (or equivalent areas) numbered from 0 in the Northeast to 9 in the far West. Within these areas, each state is divided into an average of 10 smaller geographical areas, identified by the second and third digits.

The first digit is assigned to a broad geographical area of the United States, ranging from zero in the Northeast to nine in the West. The next two digits pinpoint population concentrations and sectional centers accessible to common transportation networks.

The credit card billing address zip code is used as a Card Verification Value. This zip code is the zip code of the billing address of the credit card you are using to pay your utility bill. It may or may not be the zip code in your utility bill address.

The ZIP code for a Visa credit card is usually just the ZIP code from the cardholder's current mailing address. ZIP codes are not printed on Visa credit cards, but you can double check a Visa card's ZIP code by looking at digital and mailed billing statements from the credit card company.

?the five-digit ZIP number is a structured code in which the first digit identifies one of ten large areas of the Nation, and the second digit indicates a State, a geographic portion of a heavily populated State, or two or more less populated States.

So what do the extra numbers mean? These last 4 digits represent specific delivery routes within delivery areas. This extra detail means an even more precise matching to a more granular level. It could represent a handful of houses on one side of a street, or even a single building that receives a high volume of mail.