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For example, the State of California simply requires that you write Revoke in big print at the top of your original power of attorney form, sign and date at the bottom and send it to the state agency. Ideally, your agent assumes the obligation of acting in your best interest and following your instructions.

If you have a joint account, the co-owner can cash your refund check on your behalf. Most banks will allow this if both parties sign the check. If you are unavailable to sign, it's possible for your account co-owner to deposit the check into the account with just one signature and withdraw cash at an ATM.

Many banks, check-cashing stores and even convenience stores will cash your third-party IRS check because they know the check is valid.

Usually, it will require a formal contest in court, unless the agent voluntarily resigns their power of attorney.If an agent continues to make decisions of behalf of the principal after a non-durable power of attorney ends, a third party would be able to contest any decisions made in court.

A Durable Power of Attorney is one of the most important documents anyone can have in place in the event they are unable to care for themselves. A Durable Power of Attorney acts as a permission slip, giving authority to a third party to do things on behalf of someone else who cannot do it for themselves.

Limited Power of Attorney. You can write a POA in two forms: general or limited. A general power of attorney allows the agent to make a wide range of decisions. This is your best option if you want to maximize the person's freedom to handle your assets and manage your care.

It is up to the bank. You can't force them to accept your POA. Or if they do, they might not cash it, but require it to be deposited into his account.