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The first digit is assigned to a broad geographical area of the United States, ranging from zero in the Northeast to nine in the West. The next two digits pinpoint population concentrations and sectional centers accessible to common transportation networks.

Stores want your ZIP code because, combined with your name from your credit card, they can use it to find out other information about you from commercial databases, like your full mailing address. They may even sell the information to data brokers, who sell it to other marketers.

The first digit in a ZIP code represents a defined group of U.S. states. The second and third digits represent a region in that group, such as a large city. To send mail, only the first five digits of the ZIP code are required.

What each number means. The first digit designates a broad area, which ranges from zero for the Northeast to nine for the far West. The two following digits are the code of a central post office facility in that region. The last two digits designate small post offices or postal zones.

ZIP Codes are numbered with the first digit representing a certain group of U.S. states, the second and third digits together representing a region in that group (or perhaps a large city) and the fourth and fifth digits representing a group of delivery addresses within that region.

A ZIP code is the term used to describe the postal code system in the United States. It is a series of numbers that communicates information about people within different geographic groupings. There are two ZIP code systems within the United States, ZIP and ZIP+4.

Zip uses information related to your bank account to make a fast lending decision by verifying the information you've provided. This includes your income, rent or mortgage payments.