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Also, if the banknote is ?disfigured?, it may not be accepted. However, if there is just some scribbling or stain on the banknote, it is still legal lender and you can still use it or exchange it at any bank. All banks are authorised to accept soiled banknotes at full value.

The Reserve Bank recommends that owners of damaged banknotes submit their damaged banknotes to their bank/financial institution. These institutions are encouraged by the Reserve Bank to accept all claims.

Criteria for Exchange of Damaged Banknotes The Bank replaces damaged banknotes, including those torn or burnt, with new banknotes, ing to the proportion of the part of the original banknote remaining, provided that both front and reverse sides of the banknote are maintained.

Are you a holder of torn, soiled, damaged currency note? Do no worry, take the note(s) and go to any bank branch. They will exchange the notes and give you fresh currency notes.

As per the latest RBI guidelines, anybody who has mutilated notes can exchange them from the nearest central bank regional office. Anybody who has mutilated currency notes can visit the central bank regional office and deposit the notes.

Criteria for Exchange of Damaged Banknotes (1) A banknote with two-thirds or more of the original remaining: Exchanged at full face value. (2) A banknote with two-fifths or more, but less than two-thirds, of the original remaining: Exchanged at half face value.

Exchanging old banknotes Many banks accept withdrawn notes as deposits from customers. The Post Office will also accept withdrawn notes as a deposit into any bank account you can access at the Post Office. And you can always exchange withdrawn notes with us.