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You may be eligible for income-driven repayment (IDR) loan forgiveness if you've have been in repayment for 20 or 25 years. An IDR plan bases your monthly payment on your income and family size.

Today's data show how many borrowers and the total amount that is eligible for relief in each state and territory as a result of this action. Since the beginning of the Biden-Harris Administration, the Department has approved more than $116 billion in student loan forgiveness for more than 3.4 million borrowers.

Under the Higher Education Act and the Department's regulations, a borrower is eligible for forgiveness after making 240 or 300 monthly payments?the equivalent of 20 or 25 years on an IDR plan or the standard repayment plan, with the number of required payments varying based upon when a borrower first took out the ...

President Joe Biden announces new actions on June 30, 2023 to protect borrowers after the Supreme Court struck down his student loan forgiveness plan.

UPDATE as of June 30, 2023: The Supreme Court has blocked Biden's student loan debt relief program?which means this forgiveness will not be happening.

How do I know if my student loans are forgiven? If you qualify for loan forgiveness under PSLF, Teacher Loan Forgiveness or IDR discharge, the loan servicer or Department of Education will send you a notification letter. Depending on your account settings, you may receive the letter electronically or via mail.

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