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However, in this case, they use it to obtain the title of your property. Once they have done that, they can then change the name on the property title to their own. This allows them to take out loans that are secured against your home or even sell it.

Get a copy of the deeds Find out if the property or land is registered. Pay £3 to download a copy of the title register. If the deeds are marked as 'filed' in the register then HM Land Registry has a scanned copy. Fill in the deeds request form using the property's title number from the title register.

If someone used your name to open new accounts, get credit or buy services. This is called 'identity theft'. If you start getting bank letters, bills or letters from debt collectors that you know nothing about, this might have happened to you. You should contact your bank straight away and let them know.

Reverend Mike Hall previously told the BBC of his shock at returning to his Luton house and finding it stripped of all furnishings in August last year. He is still working to obtain compensation for the loss of his property and has been unable to regain formal ownership of his house.

You may apply for first registration of land if the title deeds have been lost or destroyed. HM Land Registry has special requirements and procedures for these applications, which are set out in this guide.

However, in this case, they use it to obtain the title of your property. Once they have done that, they can then change the name on the property title to their own. This allows them to take out loans that are secured against your home or even sell it.

Get a copy of the deeds Find out if the property or land is registered. Pay £3 to download a copy of the title register. If the deeds are marked as 'filed' in the register then HM Land Registry has a scanned copy. Fill in the deeds request form using the property's title number from the title register.