Prepare Currency Permit For Free

You may bring into or take out of the country, including by mail, as much money as you wish. However, if it is more than $10,000, you will need to report it to CBP. Use the online Fincen 105 currency reporting site or ask a CBP officer for the paper copy of the Currency Reporting Form (FinCen 105).

There is no maximum limit, however, any amount exceeding $10,000 USD must be declared upon arrival on both the Form 6059B and FinCEN 105. All forms must be filled in completely and truthfully. The penalties for inaccurate declaration and non-compliance can be severe including heavy fines and/or confiscation of funds.

International travelers entering the United States must declare if they are carrying currency or monetary instruments in a combined amount over $10,000 on their Customs Declaration Form (CBP Form 6059B) and then file a FinCEN Form 105.

The point of the U.S. customs cash limit is to catch criminals and prevent money from being used to fund illegal activity like money laundering or drug trafficking. Unfortunately, travelers who are otherwise law-abiding citizens sometimes get caught illegally traveling with too much cash.

If you plan to start a business as a currency exchange company, also known as a check-cashing company, you will first need a currency exchange license. For any business that provides check cashing services for a fee that is not a bank, this business license is a requirement by state and federal law.

When you declare over $10,000 at U.S. Customs, you'll need to file a FinCEN Form 105 prior to entering or leaving the country. Is your credit card going to be accepted by overseas merchants? Can you make money with international contract jobs and bring the cash back into the United States?

While there aren't rules on how much money you can carry in or out of the United States, there are requirements for reporting the cash. If you're carrying currency equivalent to $10,000 or more, you have to report the money to customs.