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?Home Title Lock is a scam, plain and simple,? said San Francisco City Attorney Chiu. ?The company has manufactured a ?home title theft? crisis to stir up fear amongst elderly homeowners and deceive them into buying a service that many local governments provide for free.

LifeLock? Home Title Protect gives you peace of mind with your home title. Your home is likely your biggest asset, but how often do you monitor your home title? Someone could take out a loan or lien against your home without your knowledge.

?Home Title Lock is a scam,? San Francisco City Attorney David Chiu said in announcing plans to seek records from the company on Monday.

You may want to add an extra layer of defense to your property deed by buying an owner's title insurance policy. This service locks your home title, which gives you greater protection against deed fraud. It might even cover any costs involved if you are targeted.

Here's our verdict. If you are looking for identity theft protection, Home Title Lock is going to be too simplistic for you. This service only focuses on monitoring the title to your home or property, looking for signs of potential deed fraud or title theft.

Once a scammer has their name and personal details, they can obtain forms that transfer property, fill them out with the stolen information, and then transfer the deed. The scammer will become the new "property owner," and can go ahead and sell the property to an unsuspecting buyer.

How To Prevent Home Title Theft Keep Track Of All Bills And Homeowner Mail. ... Check Your Credit Report Routinely. ... Get Title Insurance. ... Stay Educated On Common Scams.

These services do not actually ?lock? your title to prevent fraudulent deed transfers. Do you need this service to protect your home from property thieves? The answer is no. Title fraud is very rare, and hardly ever successful.