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A reference should simply state that You are their customer for a number of years (preferably, 3 or more) and should confirm that your banking relationship has been normal, without any defaults from your part. The bank reference can also confirm Your residential address, as it features in the records of the bank.

On a residential rental application, a credit reference provides information that helps a landlord decide whether to extend a lease to you. Credit references can include your bank, companies whose bills you pay regularly, or even previous landlords, supervisors, or perhaps your faith leader.

What Is a Lessee? A lessee is a person who rents land or property from a lessor. The lessee is also known as the ?tenant? and must uphold specific obligations as defined in the lease agreement and by law. The lease is a legally binding document, and if the lessee violates its terms they could be evicted.

?Source of income? is defined as legal, verifiable income paid directly to the tenant or his or. her representative (such as a payee). Some examples of income types are Social Security, Supplemental Security Income (SSI), AFDC or CalWorks, unemployment insurance, veteran's benefits, pensions, and wages.

Many tenants mistakenly believe that landlords and letting agents do not actually follow through and call their referees. Don't fall into this misguided belief. All good tenant referencing checks will include at least one call to your employer and/or previous landlord. However, they'll only dig so far.

You'II be asked to give references to show you can afford the property, and will be a good tenant. You'll usually have to give a reference from: your current landlord and previous landlords if you're renting from a letting agent. your employer - to show you have a job and it will continue.

The usual procedure is that the landlord makes a request either directly to the bank of the prospective tenant, or through the bank of the landlord themselves. Generally, there are fees involved, though they are usually charged to the account of the landlord.

There are no hard and fast rules, but here are some good guidelines. Summarize Your Employment History. ... Share Your Hobbies. ... Discuss Your Thoughts on What Makes a Good Neighbor. ... Explain Why You Want To Live in This House.

It is legal for landlord to request the birth date on the application.

Most landlords pay tenant screening companies to research potential tenants, including criminal background checks, credit checks, eviction and court records, employment history and rental histories.It may be a good idea to talk to the landlord to get a sense of their standards before you apply.