Secure Title For Free

While they may not physically steal your house, they can steal the title and access your home equity line of credit (HELOC), or sell the property without your consent. From there, they'll pocket the money and leave you to clean up the financial mess.

In reality, title theft is impossible at least in California, where a fraudulently recorded title is void. Meanwhile, fraudulent recording of titles is rare and likely to be quickly discovered.

Here's our verdict. If you are looking for identity theft protection, Home Title Lock is going to be too simplistic for you. This service only focuses on monitoring the title to your home or property, looking for signs of potential deed fraud or title theft.

Is Title Lock Insurance Worth It? Probably not. While technically anyone can forge a deed and try to file it at the courthouse, it seems quite risky. They run the risk of getting caught, being charged with forgery, and going to jail.

Will a credit freeze prevent home title theft? Probably not. Your credit file and your home's title are two completely separate things. However, a credit freeze is worthwhile because it makes it more difficult for fraudsters to open loans in your name.

But Chiu and San Diego City Attorney Mara Elliott said the company's advertising is based on false claims: that it is easy to transfer a home title fraudulently, that fraud removes the property from the actual owner and that Home Title prevents fraudulent transfers by ?locking? the home title.

Title fraud is real, but Home Title Lock will not protect you against claims, liens or related events that challenge your ownership of your home. Home Title Lock is simply a monitoring service that can let you know when action has been taken against your title. But there are other ways to check on your title for free.

Security Title is a regional Texas title company, with its main office in Abilene and branch offices in Eastland and Breckenridge. In business for over 75 years, we provide real estate agents, attorneys, lenders, developers, builders and property owners the professional service you expect with a personal touch.