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There are only nine title-holding states: Kentucky, Maryland, Michigan, Minnesota, Missouri, Montana, New York, Oklahoma, Wisconsin. In the other 41 states, titles are issued to the lien holder of your vehicle until the loan is fully paid off.

The DMV will mail your certificate of title (that does not list the lien) in 60 to 90 days. The title certificate must be mailed to you; a DMV office cannot give you the title certificate.

New residents are required to transfer their car title within 60 days of moving to New Jersey. New residents need to provide their driver's license, original title, and proof of insurance; vehicles with liens require title transfer, but the title remains with the lienholder for the loan duration.

There are only nine title-holding states: Kentucky, Maryland, Michigan, Minnesota, Missouri, Montana, New York, Oklahoma, Wisconsin. In the other 41 states, titles are issued to the lien holder of your vehicle until the loan is fully paid off.

NJMVC requires the following items to remove a lien from a title: Vehicle Title, Vehicle registration, insurance card or declaration page, Bill of Sale, Certified record title search, DO-22 (by mail only, $15), Or, a certified record vehicle registration, DO-11A (can be obtained same day at a full-service agency, $15).

The nine non-title holding states are Michigan, Minnesota, New York, Arizona, Kentucky, Oklahoma, Wisconsin, Maryland, and South Dakota. In these states, even if you're financing, the title is sent to you after you take delivery of the vehicle and you typically get it within two to six weeks.

How does it work? STEP 1: Your Closing Attorney Orders a Title Search from a Licensed Title Company. ... STEP 2: The Title Company Performs the Title Search. ... STEP 3: The Title Company Issues a Title Commitment. ... STEP 4: The Seller Clears Any Title Defects. ... STEP 5: Your Attorney Orders a New Survey of the Property.