Store Title Deed For Free

You own your home ? either all or part of it ? if your name is on a legal document called the title deeds. It might be owned: by one of you ? which means it's in one of your names. jointly, by both of you ? there are different forms of joint ownership.

If you lose the deeds to a property which is not registered with the Land Registry, you can get a copy of your memorial or ROD application form from the Registry of Deeds. These documents summarise the change of ownership or mortgage and can be used to replace a lost or misplaced deed.

An absolute title to a property (also known as a perfect title) is free of any encumbrances or deficiencies. An absolute title gives an unequivocal right of ownership to the owner and cannot be disputed or challenged by anyone else.

It is important to store them in a secure location, such as a safe or a lockable cabinet, or entrust them to a solicitor or a bank. By doing so, you can ensure easy access to your house deeds when you need them and avoid the time and expense of replacing lost or damaged documents.

Your lender signs the discharge, confirming that you've paid your mortgage in full, and returns it to your solicitor. Your solicitor sends the signed discharge to us, along with the necessary application form and fee. We check and process the application, then update the relevant register, removing your standard ...

If you have recently closed your mortgage we will return your deeds to you within 28 days, you do not need to contact us.

We'll usually post it to you within 7 to 10 days of your request. You can also call us to ask for a redemption statement on 0345 603 1637. We will ask you the date that you want to repay your mortgage so we can give you an exact figure that includes all costs and charges up to that date.