Upgrade Amount Document For Free

Upgrade only looks at the financial documents you submit, such as a W-2 form, a bank statement, a direct deposit form or a pay stub, to verify that you have enough income to afford the loan. For more information, check out the full Upgrade personal loan review on WalletHub.

The application may require certain documents, like W-2s and pay stubs to confirm the information you gave during pre-qualification. Upgrade will also do a hard credit check when you apply, so your credit score will temporarily dip. Get approved and receive your funds.

Upgrade does not publicize their income requirements, but they will ask for documents to verify an applicant's income. Upgrade's personal loans range from $1,000 to $50,000. Borrowers can repay their Upgrade personal loans within 36 to 60 months.

How do I upload documents? Download the Upgrade mobile app on your Android or iOS smartphone. Log into your Upgrade Account. Click ?Take a Photo? Your smartphone will then allow you to either snap or upload an existing photo of your document.

You'll generally need a credit score of 560 or higher to get an Upgrade personal loan. Keep in mind that you're not guaranteed to get a loan if you have a higher credit score than that; you'll need to meet Upgrade's other personal loan requirements, too, such as a stable income.

We require a verifiable bank account in order to process your application so we can send your funds directly to that account upon approval.

Yes, you may need to show proof of income to get the Upgrade Credit Card, if your information cannot be easily verified. When that happens, you should be prepared to provide additional financial information, like pay stubs, bank statements, or W-2 tax forms.