Credit Cards Plastic Metal Etc Distr Forms for Hennepin
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FAQ
Surcharging is the practice of adding a small fee to a credit card transaction to cover the merchant's costs for processing the payment. Instead of the merchant having to absorb this expense, the customer who chooses to pay by credit card pays for the processing costs that do not apply to other payment methods.
More precisely, the plastic the credit cards are composed of is polyvinyl chloride acetate most commonly known as PVCA or PVC.
Physically, EMV chips are made of very thin layers of glass with small circuits embedded between them. The layers are then bonded with a gold or silver contact pad, which also serves as a protective layer. So the chip itself is actually hidden behind the gold or silver layer you see on the front of the card.
Cards are made of several layers of plastic laminated together. The core is commonly made from a plastic resin known as polyvinyl chloride acetate (PVCA).
We recommend that consumers cut through the EMV chip, then further cut the card a few times along the short side, and dispose of the sections in more than one trash bag, says Sarah Grano, a spokeswoman for the American Bankers Association. Or feed plastic cards into a paper shredder designed to handle them.
The card is made of plastic, generally PVC, but sometimes ABS. The card may embed a hologram to avoid counterfeiting. Using smart cards is also a form of strong security authentication for single sign-on within large companies and organizations. EMV is the standard adopted by all major issuers of smart payment cards.