Credit recovery and collection Forms for Kings
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FAQ
If you receive a notice from a debt collector, it's important to respond as soon as possibleeven if you do not owe the debtbecause otherwise the collector may continue trying to collect the debt, report negative information to credit reporting companies, and even sue you.
To settle a Hunt & Henriques lawsuit, hiring a debt lawsuit defense attorney is a good first step to take in order to save money and get out of the lawsuit. The Debt Settlement Lawyer offers a free consultation to go over your situation and find the best option to settle your Hunt & Henriques credit card debt.
What should I do when a debt collector contacts me?Identity of the debt collector, including name, address, and phone number.The amount of the debt, including any fees such as interest or collection costs.What the debt is for and when the debt was incurred.The name of the original creditor.More items...?
As noted, the key to beating Portfolio Recovery Associates is to respond to the lawsuit....Be sure that you avoid these mistakes:Waiting Until the Last Minute.Saying Too Much.Responding to the Debt Collector By Phone.Continuing to Pay.Admitting the Amount You Owe.Forgetting to Demand Proof.
If you've only received a collections notice, but not a lawsuit, the best way to respond is with a Debt Validation Letter. When a debt collector contacts you in any way, whether it's by phone or mail, you can respond with a Debt Validaiton Letter.
DO RAISE a proper defense. Without lying, remind the suing parties of their burden of proof. If you have nothing else, answer that you may owe something, but not the amount they say you owe. With this answer, you're at least going to force the plaintiffs to prove that you owe the debt and in the amount they've claimed.