Insurance Liability Forms for Oakland
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FAQ
Types of Business InsuranceGeneral liability insurance.Commercial property insurance.Business income insurance.
Typical General Liability Insurance ClaimsA property damage lawsuit. For example, say you rent the building your restaurant is in.A slip and fall incident. Say a customer slips and falls in your business after you mop the floor.A product liability lawsuit.A customer injury lawsuit.An advertising lawsuit.
A certificate of liability insurance is a document that proves you have general liability insurance coverage. It is also called a general liability insurance certificate or proof of insurance.
By adding your client as an additional insured on your policy, you are asking your carrier to utilize your policy to defend the certificate holder, should both of you be named in a lawsuit.
Liability insurance is designed to cover businesses protect themselves against the risk of liabilities imposed by lawsuits and claims made against them.
Business liability insurance protects a company's assets and pays for legal obligations, such as medical costs incurred by a customer who gets hurt on store property, as well as any on-the-job injuries sustained by employees.