Direct Title Insurance Carriers Forms for Philadelphia
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FAQ
In Pennsylvania, where the buyer traditionally pays title insurance and title search costs, the buyer has the legal right to select the title company. Often, the buyer looks to their real estate agent for recommendations on who to use.
The Orogen Group (Orogen) and Westcor Land Title Insurance Company (Westcor) announced a definitive agreement last month in which Orogen will acquire a majority stake in Westcor, the nation's largest privately-held title insurance company.
We're the largest title insurance underwriter in the United States with no direct operations. We don't believe in competing with our agents. Not only does Westcor provide localized underwriting resources for title agents, we also bring innovative, nextgeneration solutions to the problems of today's real estate.
There are two types of title insurance owner's title insurance (an Owner's Policy), which protects the buyer, and lender's title insurance (a Loan Policy), which protects the lender.
Types of Title Insurance PoliciesLender's Policy. If you've ever mortgaged a home, chances are you were required to purchase a title insurance policy.Owner's Policy. However, as a buyer, you also want to protect your investment -- and the ownership rights that come with it.Customs.Refinance Transactions.
Title insurance is a form of indemnity insurance that protects lenders and homebuyers from financial loss sustained from defects in a title to a property. The most common type of title insurance is lender's title insurance, which the borrower purchases to protect the lender.