Appraisals for insurance claims of personal property Forms for Sacramento
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FAQ
While going through the appraisal process can be of great benefit to policyholders, unfortunately, insurers are still likely to try to take advantage of their insured. If an insurer doesn't pay the appraisal award in full or fails to pay interest on the award, they can be held liable.
In historical terms, however, appraisal practice has recognized that there are three main methods of appraisal, namely the Comparison Approach, the Income Approach, and the Cost Approach.
The Uniform Standards of Professional Appraisal Practice set forth the requirements for appraisal reports, which may be presented in one of three written formats: self-contained reports, summary reports, and restricted-use reports.
Appraisal is a Policy Provision found in the Loss Settlement section. It is an Alternate Dispute Resolution, which can resolve disagreement when the Carrier and Policyholder do not agree on the amount of loss. It is an alternative to a lawsuit.
In a letter-style report, appraisal-specific information is typically contained in what is referred to as a transmittal letter. In a form-style report, some information might be included within a transmittal letter while the balance of required information might be spread among various sections of the form report.
INTENDED USER: the client and any other party as identified, by name or type, as users of the appraisal or appraisal review report by the appraiser, based on communication with the client at the time of the assignment. The client is always an intended user for an appraisal or appraisal review assignment.