Evaluation of credit bureau data Forms for San Bernardino
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FAQ
Credit reports list your bill payment history, loans, current debt, and other financial information.
There are five factors that are used to calculate your FICO credit score: your payment history; how much debt you have relative to available credit; how long you have had credit accounts; your mix of different types of credit (loans and credit card accounts); and your appetite for new credit.
The Human Services Administration's Auditing Division (Division) within the Human Services Group of San Bernardino County (County) provides the purchasing and transferring of prepaid cards for the County departments within the Human Services Group.
A: Credit bureaus get information from your creditors, such as a bank, credit card issuer, or auto finance company. They also get information about you from public records, such as property or court records.
This information is reported to Equifax by your lenders and creditors and includes the types of accounts (for example, a credit card, mortgage, student loan, or vehicle loan), the date those accounts were opened, your credit limit or loan amount, account balances, and your payment history.
What's Not Included in Your Credit Report?Financial Information That's Not Related to Debt.Income and Employment Information.Public Records (Except Bankruptcy)Medical Information.Expired and Extraneous Information.What Is Included in Your Credit Report?