Long Beach California Identity Theft Prevention Package

State:
California
City:
Long Beach
Control #:
CA-P083-PKG
Format:
Word; 
Rich Text
Instant download

Description

This package contains the forms that are necessary for a person to effectively protect their identifying information and reduce the risk of identity theft. It is designed to assist a person in protecting their credit, financial assets, and job opportunities, as well as preventing the misuse of benefits, false arrests, and other fraudulent uses of their identification. The documents in this package include the following:


1) Identity Theft Protection Guide;


2) Letter to Credit Card Issuer Regarding Replacement Card;


3) Letter to Creditor or Service Provider Regarding Receipt of Bills;


4) Letter to Remove Name from Mail Marketing Lists;


5) Letter to Credit Reporting Bureaus or Agencies to Prevent Identity Theft;


Purchase this package and save up to 40% over purchasing the forms separately!



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How to fill out California Identity Theft Prevention Package?

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FAQ

On average, it can take 100 to 200 hours over six months to undo identity theft. The recovery process may involve working with the three major credit bureaus to request a fraud alert; reviewing your credit reports to pinpoint fraudulent activity; and reporting the theft.

Consider paying for an identity theft protection service only if: You're already the victim of identity theft or at high risk of it. You are unwilling to freeze your credit reports. You know that you won't go through the effort of actively monitoring your own credit.

CONTACT THE COURT To clear arrest records due to identity theft, you must petition the court for a Judicial Finding of Factual Innocence and inquire about a petition to expunge your criminal record.

If you report your identity theft to the FTC within two business days of discovering it, you will only be liable to pay $50 of any unauthorized use of your bank and credit accounts (under federal law). The longer you leave it, the more that financial liability falls on your shoulders.

Identity theft insurance is a common feature of identity theft protection services. However, the exact amount of reimbursement you'll receive and the types of expenses that are covered vary by service. Many services that Select reviewed offer coverage ranging from $500,000 to $1 million.

A person convicted of misdemeanor identity theft faces up to one year in county jail, a fine of up to $1,000, or both. A person convicted of felony identity theft faces up to three years in California state prison, a fine of up to $10,000, or both. Federal law prohibits identity theft more severely than California law.

Identity thieves can take out loans or obtain credit cards and even driver's licenses in your name. They can do damage to your financial history and personal reputation that can take years to unravel. But if you understand how to protect yourself, you can help stop this crime.

Identity theft is someone taking personal information like your name, Social Security number, or financial account number and using it for an unlawful purpose.

If you're a victim of identity theft, you could expect to pay fees and other types of expenses (including legal fees) to help restore your identity. Identity theft insurance can help cover those types of cost, but it won't help you repay direct financial costs as a result of the theft.

Here are steps to take if your identity is stolen: Notify the company or agency that issued your stolen credentials. Put a freeze or fraud alert on your credit. Report the theft to the Federal Trade Commission.

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Long Beach California Identity Theft Prevention Package