Section 520.73 of the Florida Statutes
Home improvement contract; form and content; separate disclosures.
(1) Every home improvement contract shall be evidenced by a written agreement and shall be signed by the parties. The home improvement contract shall be in the form approved by the office and shall contain:
(a) The name, address, and license number of the home improvement finance seller;
(b) The names of the home improvement finance seller's employees who solicited or negotiated the home improvement contract;
(c) The approximate dates when the work will begin and will be completed; and
(d) A description of the work to be done and the materials to be used.
(2) The home improvement contract shall also contain:
(a) The "amount financed," using that term, and a brief description such as "the amount of credit provided to you or on your behalf." The amount financed is calculated by:
1. Determining the cash price, and subtracting any down payment;
2. Adding any other amounts that are financed by the creditor and that are not part of the finance charge; and
3. Subtracting any prepaid finance charge;
(b) The "finance charge," using that term, and a brief description such as "the dollar amount the credit will cost you";
(c) The "total of payments," using that term, and a descriptive explanation such as "the amount you will have paid when you have made all scheduled payments";
(d) In a credit sale, the "total sale price," using that term, and a descriptive explanation, including the amount of any down payment, such as "the total price of your purchase on credit, including your down payment of $_____." The total sale price is the sum of the cash price, the items described in subparagraph (a)2., and the finance charge disclosed under paragraph (b);
(e) The amount of any money provided for debt consolidation;
(f) The interest charge for the amount advanced for debt consolidation;
(g) The total amount due under the home improvement contract, which shall be stated as a sum in dollars, less any down payment;
(h) The number of monthly payments and the amount of each payment; and
(i) The description of any collateral security taken or to be taken for the owner's obligation under the home improvement contract.
Except for the requirements of subsection (1) and the provisions of subsection (3) which provide for a separate written itemization of the amount financed, a contract which complies with the federal Truth in Lending Act, 15 U.S.C. ss. 1601 et seq., or any accompanying regulations shall be deemed to comply with the provisions of this subsection and subsection (3). However, in any proceeding to enforce the provisions of this section, the burden of alleging and proving compliance with the federal Truth in Lending Act shall be on the party claiming compliance.
Miami-Dade Florida Home Improvement Contract — Self-Employed is a legal agreement between a self-employed contractor and a homeowner in Miami-Dade County, Florida. This contract outlines the terms and conditions under which the contractor will perform home improvement services for the homeowner. Keywords: Miami-Dade Florida, home improvement, contract, self-employed, contractor, homeowner, services, terms, conditions The Miami-Dade Florida Home Improvement Contract — Self-Employed is necessary to protect both the contractor and the homeowner. It ensures that both parties have a clear understanding of the scope of work, timelines, payment terms, and other important details. The contract helps in avoiding any disputes or misunderstandings that may arise throughout the project. Different types of Miami-Dade Florida Home Improvement Contract — Self-Employed may include: 1. General Home Improvement Contract — Self-Employed: This is the most common type of contract that covers a wide range of home improvement services such as remodeling, renovations, additions, and repairs. 2. Electrical Contact — Self-Employed: This contract is specifically tailored for self-employed electricians who provide electrical services within Miami-Dade County. It includes details about electrical installations, wiring, and any other electrical work required. 3. Plumbing Contract — Self-Employed: Designed for self-employed plumbers, this contract outlines the plumbing services to be provided, including the installation, repair, or replacement of plumbing fixtures, pipes, and drainage systems. 4. Painting Contract — Self-Employed: Self-employed painters can use this contract to specify the painting services to be performed, such as surface preparation, priming, and applying paint coats. 5. Flooring Contract — Self-Employed: This contract is suitable for self-employed flooring contractors and covers the installation, repair, or replacement of various types of flooring materials including tiles, hardwood, laminate, or carpet. In each type of Miami-Dade Florida Home Improvement Contract — Self-Employed, the contract should include the contractor's and homeowner's names, addresses, contact information, project description, detailed specifications, permits and licenses (if required), insurance information, project duration, payment schedule, warranties, dispute resolution procedures, and any other relevant terms. It's important for both parties to thoroughly review and understand the Miami-Dade Florida Home Improvement Contract — Self-Employed before signing to ensure that all expectations are clarified and agreed upon. It is recommended to consult with a legal professional knowledgeable in Florida state law to ensure compliance with all relevant regulations and statutes.Miami-Dade Florida Home Improvement Contract — Self-Employed is a legal agreement between a self-employed contractor and a homeowner in Miami-Dade County, Florida. This contract outlines the terms and conditions under which the contractor will perform home improvement services for the homeowner. Keywords: Miami-Dade Florida, home improvement, contract, self-employed, contractor, homeowner, services, terms, conditions The Miami-Dade Florida Home Improvement Contract — Self-Employed is necessary to protect both the contractor and the homeowner. It ensures that both parties have a clear understanding of the scope of work, timelines, payment terms, and other important details. The contract helps in avoiding any disputes or misunderstandings that may arise throughout the project. Different types of Miami-Dade Florida Home Improvement Contract — Self-Employed may include: 1. General Home Improvement Contract — Self-Employed: This is the most common type of contract that covers a wide range of home improvement services such as remodeling, renovations, additions, and repairs. 2. Electrical Contact — Self-Employed: This contract is specifically tailored for self-employed electricians who provide electrical services within Miami-Dade County. It includes details about electrical installations, wiring, and any other electrical work required. 3. Plumbing Contract — Self-Employed: Designed for self-employed plumbers, this contract outlines the plumbing services to be provided, including the installation, repair, or replacement of plumbing fixtures, pipes, and drainage systems. 4. Painting Contract — Self-Employed: Self-employed painters can use this contract to specify the painting services to be performed, such as surface preparation, priming, and applying paint coats. 5. Flooring Contract — Self-Employed: This contract is suitable for self-employed flooring contractors and covers the installation, repair, or replacement of various types of flooring materials including tiles, hardwood, laminate, or carpet. In each type of Miami-Dade Florida Home Improvement Contract — Self-Employed, the contract should include the contractor's and homeowner's names, addresses, contact information, project description, detailed specifications, permits and licenses (if required), insurance information, project duration, payment schedule, warranties, dispute resolution procedures, and any other relevant terms. It's important for both parties to thoroughly review and understand the Miami-Dade Florida Home Improvement Contract — Self-Employed before signing to ensure that all expectations are clarified and agreed upon. It is recommended to consult with a legal professional knowledgeable in Florida state law to ensure compliance with all relevant regulations and statutes.
