Boston Massachusetts Employer Consent to Lump Sum for Workers' Compensation
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How to fill out Massachusetts Employer Consent To Lump Sum For Workers' Compensation?
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FAQ
Compensation begins on the 6th day of disability. You will not be paid for the first 5 days unless you can't work for 21 calendar days or more.
Settlement may take two forms in Massachusetts. A case can be settled with liability in which case the insurance company is required to pay for medical care for an industrial injury for the rest of the employee's life provided the treatment is reasonable, necessary, and related to the industrial accident.
The weekly wage is based upon an average of the wages you earned over the past year prior to the accident. This figure is referred to as your average weekly wage (AWW). If you are completely unable to work from any job, you can collect total disability benefits, which are calculated as 60% of your average weekly wage.
Up to 260 weeks or 5 years. However, you are entitled to 7 years of benefits when combining Temporary Total and Temporary Partial Disability. For example, if you receive 3 years of temporary total disability benefits, you cannot receive an additional 5 years of partial disability benefits.
If you were injured at work, you may be eligible for workers' compensation benefits. If you qualify, you can receive payments to partially replace your paycheck and for medical care related to your injury. You may also be eligible for vocational rehabilitation if you need help getting back to work.
A personal injury settlement will not cause a cancellation or have any other adverse effects on an injured party's Medi-Cal coverage. Rather, the program is structured like all other health insurance such that an injured accident victim will not recover double benefits for the same injuries.
Lump Sums for Injured Workers. In many cases, an insurer and injured worker will agree to settle a case through a Lump Sum Settlement. This one-time payment is made in place of weekly compensation checks and certain other benefits.
What is the statute of limitations? Under the workers compensation law, (MGL c. 152, § 41) for injuries on or after January 1, 1986, a claim must be filed with the insurer within 4 years of the date you become aware of a connection between your injury/illness and your employment.
The only waiting period that exists for benefits is the five calendar days the employee must be out-of-work as a result of the job-related injury. Benefits will begin on that sixth day. However, if a person is out-of-work for longer than 21 days, the insurer will be required to pay for those first five days.