Detroit Michigan Request and Writ for Garnishment is a legal document used in the state of Michigan to enforce the collection of a judgment against a debtor's wages or assets. It is an essential component of the garnishment process, which allows a judgment creditor to recover amounts owed directly from the debtor's income or property. The Request and Writ for Garnishment typically begins with the judgment creditor (the party seeking payment) filing a request with the court, outlining the details of the judgment and the amount owed. The court then issues the writ, which is a formal order granting authorization to garnish the debtor's wages, bank accounts, or other assets. In Detroit, Michigan, there are different types of Request and Writ for Garnishment that can be applied depending on the nature of the debt and the debtor's circumstances. These variations include: 1. Wage Garnishment: This is the most common type of garnishment, where a portion of the debtor's wages or salary is withheld by their employer and sent directly to the judgment creditor until the debt is satisfied. 2. Bank Account Garnishment: In cases of nonpayment, the judgment creditor can seek to garnish funds from the debtor's bank accounts. The writ is served to the financial institution, ordering them to freeze the debtor's account and transfer the specified amount to the creditor. 3. Property Garnishment: This form of garnishment enables the judgment creditor to seize and sell the debtor's nonexempt personal property, such as vehicles or valuable assets, in order to satisfy the judgment debt. 4. Tax Refund Garnishment: In some instances, the judgment creditor can intercept the debtor's state or federal tax refunds to recover the outstanding debt. This form of garnishment requires a separate process and involves coordination with tax authorities. It is important to note that the Request and Writ for Garnishment must comply with Michigan state laws and procedural requirements. The process may involve providing notice to the debtor, serving the writ on relevant parties, and following specific timelines and limitations. Overall, the Detroit Michigan Request and Writ for Garnishment is a crucial legal tool that enables judgment creditors to collect outstanding debts through direct deductions from a debtor's wages or the seizure of their assets. The specific type of garnishment utilized will depend on the circumstances of the debt and the debtor's available resources.