Sterling Heights, Michigan Request and Writ for Garnishment is a legal process used to collect a debt from an individual or entity. It involves obtaining a court order to withhold a portion of the debtor's wages, bank accounts, or other assets to satisfy the debt. This method is commonly employed by creditors to enforce judgments against debtors who have failed to pay their debts voluntarily. In Sterling Heights, Michigan, there are two main types of Request and Writ for Garnishment commonly used: 1. Wage Garnishment: This type of garnishment allows creditors to collect a portion of the debtor's wages directly from their employer. A court order is obtained from the Sterling Heights court system, directing the employer to withhold a specific amount of the debtor's wages. The employer is then obligated to deduct the specified amount from the debtor's paycheck and remit it to the creditor. Wage garnishment can continue until the debt is fully paid off or until the court order is modified or terminated. 2. Bank Account Garnishment: In this form of garnishment, creditors can access funds held in the debtor's bank accounts to satisfy the debt. By obtaining a Request and Writ for Garnishment from the Sterling Heights court, the creditor can instruct the bank to freeze the debtor's account or withdraw a specific amount of money. The frozen funds are then turned over to the creditor until the debt is paid in full. Regardless of the type of garnishment applied, it is essential for creditors in Sterling Heights, Michigan, to follow the proper legal procedures and obtain a court order. The debtor must also be given notice of the garnishment action, allowing them an opportunity to respond or challenge the garnishment if they believe it is wrongfully executed. It is important to note that certain types of income are protected from garnishment in Michigan, including certain public benefits, retirement benefits, and social security income. Each case is unique, and it is recommended that individuals facing garnishment in Sterling Heights consult with an experienced attorney to ensure their rights are protected and to explore any possible exemptions available to them. In conclusion, Sterling Heights, Michigan Request and Writ for Garnishment is a legal process used to collect outstanding debts through garnishing wages or bank accounts. Use of this legal method helps creditors in Sterling Heights enforce judgments against debtors who have failed to fulfill their financial obligations. Proper adherence to legal procedures, obtaining court orders, and providing notice to debtors are crucial aspects of garnishment cases.