Sterling Heights Michigan Protecting Deceased Persons from Identity Theft

State:
Michigan
City:
Sterling Heights
Control #:
MI-P084-PKG
Format:
Word; 
Rich Text
Instant download

Description

This package contains the forms that are necessary to reduce the risk of and remedy the effects of identity theft of deceased persons. You will find forms that are essential to you in notifying creditors, government agencies and other entities of an individual’s death, as well as theft of a deceased person’s identifying information. The documents in this package include the following:



1) Guide for Protecting Deceased Persons from Identity Theft;

2) Checklist for Remedying Identity Theft of Deceased Persons;

3) Identity Theft Contact Table;

4) Letter to Membership Programs Notifying Them of Death;

5) Letter to Report False Submission of Deceased Person's Information;

6) Letter to Credit Card Companies and Financial Institutions Notifying Them of Death;

7) Letter to Credit Reporting Bureaus or Agencies Requesting Copy of Deceased Person's Credit Report and Placement of Deceased Alert;

8) Letter to Social Security Administration Notifying Them of Death;

9) Letter to Creditor, Collection Agencies, Credit Issuer or Utility Company Notifying Them of Death;

10) Letter to Insurance Company Notifying Them of Death;

11) Letter to Department of Motor Vehicles Notifying Them of Death;

12) Letter to Other Entities Notifying Them of Death; and

13) Letter to Law Enforcement Notifying Them of Identity Theft of Deceased Person


Purchase this package and save up to 40% over purchasing the forms separately!

Title: Sterling Heights Michigan Protecting Deceased Persons from Identity Theft: Ensuring Peace and Security for Departed Individuals Introduction: Sterling Heights, Michigan, has taken proactive measures to safeguard deceased individuals from the growing threat of identity theft. By implementing stringent protocols and policies, the city aims to protect the sensitive personal information of those who have passed away, preventing malicious individuals from exploiting their identities for fraudulent purposes. This comprehensive description will delve into the various ways Sterling Heights is actively combatting identity theft and ensuring the peace of mind for families. 1. Death Certificate Protection Measures: Sterling Heights has established robust measures to secure the confidentiality and integrity of death certificates issued within its jurisdiction. These measures include advanced encryption techniques, unique identification numbers, and restricted access to certified copies, significantly reducing the risk of identity theft. 2. Enhanced Data Privacy and Security: To bolster protection against identity theft, Sterling Heights has implemented stringent data privacy and security measures. The city utilizes cutting-edge technology to secure deceased individuals' personal information, such as social security numbers, financial records, and medical history, from unauthorized access and potential misuse. 3. Secure Funeral Home Practices: Sterling Heights emphasizes collaboration with local funeral homes to ensure the protection of deceased persons' personal information. Funeral homes are required to implement robust security protocols to ensure that sensitive data, including Social Security numbers and credit card information, remain safe throughout the funeral process. 4. Timely Reporting and Verification: To prevent misuse of deceased individuals' identities, Sterling Heights mandates the prompt reporting of deaths to relevant agencies, such as the Social Security Administration and credit bureaus. This facilitates the prompt termination of accounts and prevents any potential fraudulent activity. 5. Education and Outreach Programs: Sterling Heights conducts comprehensive education and outreach programs targeting both the public and professionals working in various capacities, including healthcare providers, legal professionals, and financial institutions. These programs aim to raise awareness about the risks of identity theft for deceased individuals and provide guidance on preventive measures. Alternative types of Sterling Heights Michigan Protecting Deceased Persons from Identity Theft: 1. Estate Document Safeguarding: Sterling Heights assists families with protecting and preserving important estate documents, including wills, trusts, and other legal papers. By safeguarding these documents, the city aims to prevent unauthorized access and potential identity theft. 2. Online Memorial and Obituary Security: Sterling Heights works closely with digital platform providers hosting online memorial and obituary pages to ensure these platforms follow robust security measures. This prevents unauthorized access to personal information shared on these pages and lowers the likelihood of identity theft targeting deceased individuals. 3. Fraud Detection and Monitoring Services: In partnership with local financial institutions and credit bureaus, Sterling Heights offers enhanced fraud detection and monitoring services to flag and investigate suspicious activities involving deceased individuals' information. This proactive approach minimizes the potential damage caused by identity thieves. Conclusion: Sterling Heights, Michigan, takes the issue of protecting deceased individuals from identity theft seriously. Through comprehensive measures, dedicated partnerships, and effective education programs, the city ensures that the personal information of departed individuals remains secure. By implementing these proactive steps, Sterling Heights offers peace and security to families, preserving the dignity and memory of their loved ones.

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FAQ

In most cases, the funeral home will report the person's death to us. You should give the funeral home the deceased person's Social Security number if you want them to make the report. If you need to report a death or apply for benefits, call 1-800-772-1213 (TTY 1-800-325-0778).

Deceased family member identity theft, also known as ghosting, occurs when someone uses the personal information of a deceased person to commit fraud. This can include opening new credit accounts, applying for loans or making other financial transactions in the deceased person's name.

Identity Theft of a Deceased Person Identity thieves can get personal information about deceased individuals by reading obituaries, stealing death certificates, or searching genealogy websites that sometimes provide death records from the Social Security Death Index.

If a payment was issued after the person's death, Social Security will contact the bank to ask for the return of those funds. If the bank didn't already know about the person's death at that point, this request from Social Security will alert them that the account holder is no longer living.

This can include opening new credit accounts, applying for loans or making other financial transactions in the deceased person's name. In some cases, the identity thief may even try to assume the deceased person's identity by obtaining a new driver's license or passport in their name.

The Social Security Administration ( ) does not reappoint a Social Security number to someone else after the original owner's death. The SSA estimates that there are enough new number combinations to last well into the next SEVERAL generations.

10 Ways to Protect a Loved One's Identity After Death Call the Social Security Administration.File a Statement of Death With the Social Security Administration.Don't Include Sensitive Information in Announcements.Send Official Death Certificates to the Credit Bureaus and Banks.Close Individual Financial Accounts.

CALCRIM 2044 ? False Personation. Note that a defendant can be guilty of this crime no matter if he personates a living person or a deceased person.

If a beneficiary dies If the payment is by direct deposit, notify the financial institution as soon as possible so it can return any payments received after death. Family members may be eligible for Social Security survivors benefits when a person dies.

Who typically notifies the bank when an account holder dies? Family members or next of kin generally notify the bank when a client passes. It can also be someone who was appointed by a court to handle the deceased's financial affairs.

More info

Complete an identity theft report with the Federal Trade Commission (FTC). Sterling Heights Social Security Office, located at 7385 Triangle Drive Sterling Heights Michigan 48314.An easy way to start is to restrict the information you publish in the obituary. Mosques throughout Florida, particularly the Islamic Center of Fort Pierce, have received multiple threats in the wake of the mass shooting in Orlando. Fill out a report form located on the Campus Safety website and forward it to. Out due process of law; nor deny to any person within its juris- diction the equal protection of the laws. Get answers to frequently asked questions about Credit Union ONE in Michigan. Explore our FAQs for answers about our banking products, services and more. People in jail waiting for trial are called "pretrial detainees," and sometimes have more protection under the Constitution than convicted prisoners. Score as well as learn about synthetic identity theft and farcing frauds.

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Sterling Heights Michigan Protecting Deceased Persons from Identity Theft