The Saint Paul Minnesota Extension of Mortgage Individualua— - UCBC Form 20.4.1 is a legal document used in the state of Minnesota to extend the term of a mortgage agreement signed by an individual borrower in the city of Saint Paul. This form is specific to mortgage extensions executed by individuals and is recognized by the Urban Consolidation Board of Minnesota (CBC). It is an important tool for borrowers in Saint Paul who wish to prolong the duration of their mortgage contract. The CBC Form 20.4.1 serves as a means of formalizing the extension of a mortgage agreement. It outlines the terms and conditions of the extension, ensuring all parties involved are aware of their responsibilities and obligations. By completing this form, borrowers can request to extend the original mortgage agreement, providing them with more time to fulfill their financial obligations. Keywords: Saint Paul Minnesota, extension of mortgage, by individual, CBC Form 20.4.1, legal document, mortgage agreement, Urban Consolidation Board of Minnesota, CBC, borrower, terms and conditions, responsibilities, obligations, financial obligations. Different types of Saint Paul Minnesota Extension of Mortgage Individualua— - UCBC Form 20.4.1: 1. Saint Paul Minnesota Extension of Mortgage Individualua— - UCBC Form 20.4.1 (Fixed-rate mortgage): This form is used when extending a fixed-rate mortgage, where the interest rate remains the same throughout the extended term. 2. Saint Paul Minnesota Extension of Mortgage Individualua— - UCBC Form 20.4.1 (Adjustable-rate mortgage): This form is used when extending an adjustable-rate mortgage, where the interest rate may fluctuate during the extended term based on market conditions. 3. Saint Paul Minnesota Extension of Mortgage Individualua— - UCBC Form 20.4.1 (FHA-insured mortgage): This form is used specifically for extending a mortgage insured by the Federal Housing Administration (FHA), providing additional protection and benefits to the borrower. 4. Saint Paul Minnesota Extension of Mortgage Individualua— - UCBC Form 20.4.1 (Affordable Housing Program mortgage): This form is used for extending a mortgage under an affordable housing program, designed to assist low-income individuals and families in homeownership by offering favorable terms and conditions. Note: The above names are fictional examples, and the actual names for different types of Saint Paul Minnesota Extension of Mortgage Individualua— - UCBC Form 20.4.1 may vary. It is always recommended consulting with a legal professional for accurate and up-to-date information regarding specific mortgage extensions in Saint Paul, Minnesota.