Fargo North Dakota Protecting Deceased Persons from Identity Theft

State:
North Dakota
City:
Fargo
Control #:
ND-P084-PKG
Format:
Word; 
Rich Text
Instant download

Description

This package contains the forms that are necessary to reduce the risk of and remedy the effects of identity theft of deceased persons. You will find forms that are essential to you in notifying creditors, government agencies and other entities of an individual’s death, as well as theft of a deceased person’s identifying information. The documents in this package include the following:



1) Guide for Protecting Deceased Persons from Identity Theft;

2) Checklist for Remedying Identity Theft of Deceased Persons;

3) Identity Theft Contact Table;

4) Letter to Membership Programs Notifying Them of Death;

5) Letter to Report False Submission of Deceased Person's Information;

6) Letter to Credit Card Companies and Financial Institutions Notifying Them of Death;

7) Letter to Credit Reporting Bureaus or Agencies Requesting Copy of Deceased Person's Credit Report and Placement of Deceased Alert;

8) Letter to Social Security Administration Notifying Them of Death;

9) Letter to Creditor, Collection Agencies, Credit Issuer or Utility Company Notifying Them of Death;

10) Letter to Insurance Company Notifying Them of Death;

11) Letter to Department of Motor Vehicles Notifying Them of Death;

12) Letter to Other Entities Notifying Them of Death; and

13) Letter to Law Enforcement Notifying Them of Identity Theft of Deceased Person


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FAQ

One of the most reliable methods to identify a deceased person is through forensic analysis of fingerprints. Law enforcement agencies often use this method to match fingerprints found on the body with those in existing databases. By ensuring accurate identification, Fargo North Dakota protects deceased persons from identity theft, providing peace of mind to families.

It's important to do this as quickly as possible to avoid any possible fees or accrued interest on the accounts. Call each card issuer and ask to speak with ?Deceased Account Services? or the ?Estate Unit.? Many card issuers have dedicated lines for this that you can find on their websites.

Identity Theft of a Deceased Person Identity thieves can get personal information about deceased individuals by reading obituaries, stealing death certificates, or searching genealogy websites that sometimes provide death records from the Social Security Death Index.

This can include opening new credit accounts, applying for loans or making other financial transactions in the deceased person's name. In some cases, the identity thief may even try to assume the deceased person's identity by obtaining a new driver's license or passport in their name.

CALCRIM 2044 ? False Personation. Note that a defendant can be guilty of this crime no matter if he personates a living person or a deceased person.

Who Is Responsible for Credit Card Debt When You Die? When you die, any debt you leave behind must be paid before any assets are distributed to your heirs or surviving spouse. Debt is paid from your estate, which simply means the sum of all the assets you had at the time of your death.

The Social Security Administration ( ) does not reappoint a Social Security number to someone else after the original owner's death. The SSA estimates that there are enough new number combinations to last well into the next SEVERAL generations.

Notifying any one of the three credit bureaus -- Equifax, Experian, and TransUnion -- allows the individual's credit report to be updated with a deceased notice, which may help prevent theft of their identity.

The first step in how to report identity theft of a deceased person is to file an Identity Theft Report with the Federal Trade Commission. When filing the report there is a section for you to file a report on another's behalf.

10 Ways to Protect a Loved One's Identity After Death Call the Social Security Administration.File a Statement of Death With the Social Security Administration.Don't Include Sensitive Information in Announcements.Send Official Death Certificates to the Credit Bureaus and Banks.Close Individual Financial Accounts.

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Fargo North Dakota Protecting Deceased Persons from Identity Theft