A Pittsburgh Pennsylvania Warranty Deed from two Individuals to Husband and Wife is a legal document that transfers ownership of real property from two individuals (the granters) to a married couple (the grantees). This type of deed provides a guarantee or warranty that the granters have the legal right to sell the property and that there are no undisclosed liens, encumbrances, or claims against it. There are two main types of Pittsburgh Pennsylvania Warranty Deed from two Individuals to Husband and Wife: 1. General Warranty Deed: A General Warranty Deed offers the highest level of protection to the buyers (the husband and wife). It asserts that the granters will defend the title against any claims that may arise, regardless of whether the claim originated before or during their ownership of the property. The granters guarantee that the title is clear, marketable, and free of any undisclosed restrictions. 2. Special Warranty Deed: A Special Warranty Deed is similar to a General Warranty Deed, but with a more limited guarantee. The granters only warrant the title against any claims that may have arisen during their ownership of the property. This means that any claims or issues that were present prior to their ownership are not covered by the warranty. Both types of deeds include pertinent details such as the legal description of the property, the names of the granters and grantees, the consideration paid, and the signatures of the granters. It is crucial for both parties to seek legal advice and consultation before executing the deed to ensure a smooth transfer of ownership and protect their respective interests. In conclusion, a Pittsburgh Pennsylvania Warranty Deed from two Individuals to Husband and Wife is a legally binding document that facilitates the transfer of property ownership from two individuals to a married couple. The deed provides a warranty that the granters have the right to sell the property and that there are no undisclosed liens or claims against it. General Warranty Deeds offer broader protection, while Special Warranty Deeds have a more limited guarantee.
Pittsburgh Pennsylvania Warranty Deed from two Individuals to Husband and Wife
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FAQ
One good reason to add a spouse to the deed of your home is for estate planning purposes, which may allow the property to transfer to your spouse outside the probate process, depending on the transfer language utilized in the granting clause. Another reason is for creditor purposes.
To add a name to a house deed in Pennsylvania, a new deed is prepared. The owner can prepare his own deed or contact an attorney or document service to provide one. Using an attorney is the best route because the attorney ensures that the deed is prepared per the requirements of the state.
If you've recently married and already own a home or other real estate, you may want to add your new spouse to the deed for your property so the two of you own it jointly. To add a spouse to a deed, all you have to do is literally fill out, sign and record a new deed in your county recorder's office.
Yes you can. This is called a transfer of equity but you will need the permission of your lender.
We recommend you consult with an experienced real estate lawyer for professional advice as each circumstance is unique. (Please note, the fee for our office to add someone to your deed is $650.00, plus recording costs and documentary stamps ? recordings costs are normally less than $50.00.)
No ? you can have only one spouse on the mortgage but both on title. Both owners of the home, typically being spouses listed on the deed, do not have to both be listed on the mortgage.
To add, remove, or change a name on a deed, have a lawyer, title company, or other real estate professional prepare the deed. Then, record the new deed with the Department of Records. Note: We recommend that you do not prepare a deed on your own. We also recommend that you get title insurance.
To change, add or remove a name on your deed a new deed needs to be recorded reflecting the change. Many people think they can come into the office and change the present recorded deed with a form, but that is not the case. Once a deed is recorded it cannot be changed.
What does it cost? The recording charge is set by the county and we charge a administative fee. For counties from Erie, Elk, Franklin and Centre to Bucks, Berks, and Butler, the charge for a deed transfer across Pennsylvania is $700, with the sole exception of Philadelphia, which is $800.