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If the decedent leased a safe deposit box, the personal representative will have the responsibility to gather the assets from the safe deposit box to later be distributed to beneficiaries or liquidated to pay creditors.

Come to the bank with your safe deposit box key. You will need to sign an admission slip to get access to the Safe Deposit area of the vault. A Safe Deposit Area attendant will take you to the vault. With the bank's Guard Key and your key, open your Safe Deposit Box slot.

The second person can either be the estate's personal representative or his or her attorney. The personal representative is entitled to take possession of the contents of the box. Banks will usually require a death certificate before granting access to the safe deposit box.

Most safety deposit boxes come with two keys. If you lose one, you can use the duplicate to access your box. In the case where both keys are lost, the bank will need to organize a professional locksmith to force open the box in your presence (and at your expense).

If the bank does not have specific rules, the Florida law provides that if a safe-deposit box is rented or leased in the names of two or more lessees, access to the safe-deposit box will be granted to either of them, regardless of whether or not the other lessee is living or competent.

A safe deposit box is not a deposit account. It is storage space provided by the bank, so the contents, including cash, checks or other valuables, are not insured by FDIC deposit insurance if damaged or stolen. Also, financial institutions generally do not insure the contents of safe deposit boxes.

Average cost of a safe deposit box The cost depends on the size of the box, your bank and your region. Expect to pay as little as $15 a year to about $150 a year. The fee increases when you rent a larger safe deposit box. So, if the bank charges $1 a square inch, a 10-by-10-inch box should cost about $100 a year.

Provide a Key to the Person You Wish To Have Access Although laws vary from state to state, California law requires that a person accessing a safety deposit box provides a death certificate, driver's license (or other valid ID), and the key to the box.

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Arlington Texas Order Granting Motion to Open Safe Deposit Box and Examine Papers

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What happens to a safety deposit box when someone dies in Florida?

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