The Houston Texas Abstract of Judgment is a legal document that serves as a summary or extract of a judgment entered by a court in Houston, Texas. It is used to establish a legal claim and demonstrate that the debtor owes a specified amount of money to the judgment creditor. The Abstract of Judgment contains pertinent information crucial for enforcing the judgment. This information includes the names of the parties involved (judgment debtor and judgment creditor), the case number, the amount owed, interest accrued, court costs, and any additional amounts granted by the court, such as attorney fees or other expenses. Houston, being located in the state of Texas, follows the guidelines set forth by the Texas judiciary system for Abstracts of Judgment. It is important to note that the Texas Property Code governs abstracts and their filing requirements. The information within the abstract is extracted from the court's judgment record and serves as a public record of the debt owed by the judgment debtor. Different types of Houston Texas Abstracts of Judgment include: 1. Standard Abstract of Judgment: This type of abstract is obtained from a monetary judgment obtained in a civil lawsuit. It is used when the debtor fails to satisfy the judgment voluntarily. 2. Abstract of Judgment Lien: This type of abstract is filed and recorded in the real property records of the county where a judgment debtor resides or owns property. It creates a judgment lien on real property owned by the debtor, effectively making the debt a matter of public record and potentially hindering the ability to sell or refinance the property. 3. Homestead Abstract of Judgment: Houston, like the rest of Texas, recognizes homestead exemptions, which protect certain properties from being seized to satisfy a judgment. However, an abstract of judgment may still be filed against a homestead property as a way to secure the judgment lien. This type of abstract is important for creditors seeking to enforce their claim on the debtor's primary residence. The Abstract of Judgment serves as a powerful legal tool, allowing judgment creditors to enforce the debt owed by the judgment debtor. It provides a comprehensive overview of the judgment and ensures that the creditor can take appropriate legal actions to collect the debt, including garnishing wages, placing liens on property, or seizing assets.