Harris Texas Writ of Garnishment is a legal process used by creditors to collect money owed to them by a debtor. It allows a creditor to obtain a court order to seize funds from a debtor's bank account or garnish their wages to satisfy a debt. This writ is specific to Harris County in Texas and follows the guidelines set by the Texas state laws. The Harris Texas Writ of Garnishment can be issued in various types of cases, including: 1. Consumer debts: This includes credit card debts, personal loans, medical bills, and other debts owed by individuals. 2. Child support and alimony: When a person fails to make court-ordered payments for child support or alimony, the custodial parent or spouse can seek a writ of garnishment to enforce payment. 3. Judgments: If a creditor has obtained a judgment against a debtor in court, they can apply for a writ of garnishment to collect the amount owed. 4. Tax debts: Government entities can also obtain a writ of garnishment to collect unpaid taxes, such as income tax or property tax. The Harris Texas Writ of Garnishment process involves several steps. First, the creditor must file a lawsuit and obtain a judgment against the debtor. Once the judgment is secured, the creditor can then apply for a writ of garnishment, which is issued by the court. The writ is then served on the garnishee, typically the debtor's employer or bank, notifying them of the need to withhold funds. It is important to note that there are certain exemptions and limitations regarding the amount of funds that can be garnished. Texas law protects a portion of the debtor's wages and bank account balance from garnishment, ensuring that they have enough to cover basic living expenses. In summary, the Harris Texas Writ of Garnishment is a legal tool used by creditors to collect outstanding debts. It allows for the seizure of funds from a debtor's bank account or garnishment of their wages, within the limits set by Texas law. This writ can be used in various types of cases, including consumer debts, child support and alimony, judgments, and tax debts.