The Austin Texas Answer to Write of Garnishment is a legal document that allows individuals or entities (garnishees) to respond to a writ of garnishment issued by a court. This process typically occurs when a creditor is attempting to collect on a debt owed by a debtor. The answer to the writ of garnishment is a crucial step in the garnishment process. It enables the garnishee to present their response and provide relevant information related to the debt owed by the debtor. The garnishee can either admit or deny the debt, claim exemptions, or assert any other applicable defenses. There are different types of Austin Texas Answer to Write of Garnishment, depending on the specific circumstances of the case. These may include: 1. General denial: The garnishee denies all the allegations made by the creditor and asserts that they do not owe any debt to the debtor. 2. Admission: The garnishee admits to owing a debt to the debtor and provides the necessary details, such as the amount owed and how it should be paid. 3. Exemption claim: The garnishee claims that certain funds or property are exempt from garnishment under Texas law. This may include wages that are protected by federal or state laws, government benefits, or other exempt assets. 4. Counterclaim: The garnishee asserts a counterclaim against the creditor or debtor, claiming that they are owed money or have any other valid legal claims against them. 5. Payment in installments: The garnishee may propose a payment plan or offer to pay the debt in installments rather than the full amount owed. It is important for the garnishee to consult with an attorney familiar with Texas garnishment laws to understand which type of answer is most appropriate for their specific situation. The answer to the writ of garnishment must be filed within a certain timeframe and should comply with all relevant legal requirements to protect the garnishee's rights and interests.