The Round Rock Texas Writ of Garnishment is a legal procedure used to collect outstanding debts from a debtor's wages, bank accounts, or other assets. It is a court order that allows a creditor to intercept a portion of the debtor's income or assets in order to satisfy a judgment. In Round Rock, Texas, there are three main types of Writs of Garnishment that can be issued by the court: 1. Writ of Garnishment of Earnings: This type of garnishment allows a creditor to collect debt directly from the debtor's wages or salary. The court orders the debtor's employer to withhold a portion of their income and send it to the creditor until the debt is satisfied. 2. Writ of Garnishment of Bank Accounts: With this type of garnishment, a creditor can freeze and seize funds from the debtor's bank accounts to repay the outstanding debt. The court directs the debtor's financial institution to turn over the specified amount to the creditor. 3. Writ of Garnishment of Property: In certain cases, a creditor can request a writ of garnishment on the debtor's personal property, such as real estate, vehicles, or valuable assets. The court can grant permission to sell these assets and use the proceeds to satisfy the debt. To initiate a Writ of Garnishment in Round Rock, Texas, the creditor must first obtain a judgment against the debtor. The judgment serves as a legal basis for seeking garnishment. Once the creditor has obtained the judgment, they can file a writ of garnishment petition with the appropriate court. It is important to note that Round Rock, Texas follows state and federal laws regarding garnishment procedures. There are limits on the amount that can be garnished from a debtor's wages, which vary depending on the debtor's income and other factors. Additionally, certain types of income, such as social security benefits or child support, may be exempt from garnishment. Overall, the Round Rock Texas Writ of Garnishment is a powerful tool that allows creditors to collect outstanding debts by intercepting the debtor's income, bank accounts, or even personal property. It is a legal process that should be followed according to the specific guidelines set forth by the state and federal laws to ensure fairness and protection for both parties involved.