Whether you're borrowing money or providing a loan to someone else, a Promissory Note is usually the best way to establish a record of the transaction and make sure that repayment terms, for example, are clear and fair.
However, an “IOU†is generally regarded as only an acknowledgment of a debt, not a promise to pay the debt. However, this form is a written promise to pay a debt.
A document routine always accompanies any legal activity you make. Creating a company, applying or accepting a job offer, transferring ownership, and lots of other life situations require you prepare formal paperwork that varies from state to state. That's why having it all collected in one place is so valuable.
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