Subject: Contra Costa California — Notification of Identity Theft Incident to Creditors Dear [Creditor's Name], I hope this letter finds you well. I am writing to inform you of a sensitive matter that requires your immediate attention as my creditor. It has come to my attention that my personal information has been compromised, resulting in identity theft. 1. Notification of Identity Theft Incident: I hereby provide formal notice to you, as my creditor, that I have fallen victim to identity theft in Contra Costa California. Unauthorized individuals have fraudulently obtained and misused my personal information, including but not limited to my name, social security number, and account details. 2. Reporting the Identity Theft: As soon as I became aware of this incident, I took swift action to minimize the damage. I have reported the identity theft to the local authorities and filed a report with the Contra Costa California law enforcement agency. Additionally, I have contacted the Federal Trade Commission (FTC) and filed a complaint with their Identity Theft Resource Center. 3. Steps Taken to Mitigate the Impact: To protect myself from any further harm, I have taken several precautionary measures: a) Freezing Credit Reports: I have requested a credit freeze with all major credit bureaus (Equifax, Experian, TransUnion) to prevent the fraudulent use of my information when assessing creditworthiness. b) Placing a Fraud Alert: I have placed a fraud alert on my credit file with all mentioned credit reporting agencies. This step ensures that creditors verify my identification before granting credit in my name. c) Obtaining Local Law Enforcement Assistance: I am actively cooperating with the local law enforcement agency and providing any necessary information required for their investigation. d) Monitoring Credit Reports: I am frequently monitoring my credit reports, scrutinizing them for suspicious activities, and promptly reporting any unauthorized accounts or transactions. 4. Requested Actions from Creditor: Due to this unfortunate incident, I kindly request your assistance in the following: a) Close Affected Accounts: If you identify any suspicious or unauthorized activities linked to my accounts, I request immediate closure of those accounts to prevent further misuse. b) Investigate Any Related Transactions: Please conduct a thorough investigation into any transactions that occurred without my authorization and provide me with detailed documentation of the findings. c) Correcting Credit Reports: Once you have obtained sufficient evidence to confirm the fraudulent transactions, I kindly request that you notify the credit reporting agencies to rectify any negative impact on my credit rating resulting from the identity theft. d) Assisting in Ongoing Investigation: If required, I may need your cooperation in providing additional information or supporting documents related to the identity theft investigation. 5. Contact Information: Please note my updated contact information for future correspondence: Name: [Your Full Name] Address: [Your Updated Mailing Address] Phone: [Your Current Phone Number] Email: [Your Updated Email Address] I urge you to take immediate action to neutralize any unauthorized transactions and safeguard my accounts from further compromise. Your cooperation in this matter is highly appreciated. Thank you for your prompt attention and understanding in this distressing situation. I look forward to your swift response and resolution. Yours sincerely, [Your Full Name]