Oakland Michigan Letter to Creditors notifying them of Identity Theft

• Category: Criminal - Identity Theft
• State: Multi-State
• County: Oakland
• Control #: US-00703-LTR
• Format: Word; Rich Text

Description

Letter to Creditors notifying them of Identity Theft [Your Name] [Your Address] [City, State, ZIP Code] [Email Address] [Phone Number] [Date] [Creditors' Name] [Creditors' Address] [City, State, ZIP Code] Subject: Notice of Identity Theft — Account Fraudulent Activity Dear [Creditors' Name], I hope this letter finds you in good health. I am writing to inform you of a critical matter pertaining to my personal and financial security. It has come to my attention that my identity has been stolen, and the person responsible for this malicious act has fraudulently opened an account with your institution. Identity Theft Report: Case Number: [Insert case number, if available] Reporting Agency: [Specify the reporting agency, such as the local police department or Federal Trade Commission] Date of Incident: [Date or approximate date of when the identity theft occurred] Creditor's Name: [Name of the institution where the fraudulent account was opened] Detailed Explanation: First and foremost, I would like to emphasize that I am a victim of identity theft and any account opened under my name was done so without my knowledge, consent, or authorization. The fraudulent account at your institution has undoubtedly caused significant damage to my creditworthiness and financial well-being. To ensure transparency and provide any necessary information to assist your investigation, I am enclosed with the following supporting documents: 1. Identity Theft Affidavit: A legally sworn statement attesting to the unauthorized account and activities. 2. Copy of Police Report: If available, I have filed a police report with the [local police department's name]. 3. Copy of Identity Theft Report: This is the official report filed with the [reporting agency]. I kindly request your immediate attention and cooperation in addressing this matter to prevent any further damage to my credit profile. Actions Required: 1. Freeze the Account: I kindly request that you immediately freeze the implicated account(s) associated with this fraudulent activity. 2. Investigation: Conduct a thorough investigation into the fraudulent account opened in my name and share the findings with me promptly. 3. Correct My Credit Profile: Once the investigation is complete, I expect your institution to rectify any erroneous information on my credit report and update it accordingly. 4. Document Acknowledgment: Please provide me with a written acknowledgment of this letter, indicating the actions that have been taken or will be taken to resolve this matter. Additionally, as required by law, I have notified the credit reporting agencies about this identity theft incident and placed a fraud alert on my credit report. I will continue monitoring my credit reports closely to identify any further irregularities. I appreciate your immediate attention and cooperation in resolving this matter. Please contact me at the provided email address or phone number if you require any additional information to expedite the investigation. I trust your institution's commitment to helping victims of identity theft and look forward to a swift resolution. Thank you for your understanding and support. Sincerely, [Your Name]

[Your Name] [Your Address] [City, State, ZIP Code] [Email Address] [Phone Number] [Date] [Creditors' Name] [Creditors' Address] [City, State, ZIP Code] Subject: Notice of Identity Theft — Account Fraudulent Activity Dear [Creditors' Name], I hope this letter finds you in good health. I am writing to inform you of a critical matter pertaining to my personal and financial security. It has come to my attention that my identity has been stolen, and the person responsible for this malicious act has fraudulently opened an account with your institution. Identity Theft Report: Case Number: [Insert case number, if available] Reporting Agency: [Specify the reporting agency, such as the local police department or Federal Trade Commission] Date of Incident: [Date or approximate date of when the identity theft occurred] Creditor's Name: [Name of the institution where the fraudulent account was opened] Detailed Explanation: First and foremost, I would like to emphasize that I am a victim of identity theft and any account opened under my name was done so without my knowledge, consent, or authorization. The fraudulent account at your institution has undoubtedly caused significant damage to my creditworthiness and financial well-being. To ensure transparency and provide any necessary information to assist your investigation, I am enclosed with the following supporting documents: 1. Identity Theft Affidavit: A legally sworn statement attesting to the unauthorized account and activities. 2. Copy of Police Report: If available, I have filed a police report with the [local police department's name]. 3. Copy of Identity Theft Report: This is the official report filed with the [reporting agency]. I kindly request your immediate attention and cooperation in addressing this matter to prevent any further damage to my credit profile. Actions Required: 1. Freeze the Account: I kindly request that you immediately freeze the implicated account(s) associated with this fraudulent activity. 2. Investigation: Conduct a thorough investigation into the fraudulent account opened in my name and share the findings with me promptly. 3. Correct My Credit Profile: Once the investigation is complete, I expect your institution to rectify any erroneous information on my credit report and update it accordingly. 4. Document Acknowledgment: Please provide me with a written acknowledgment of this letter, indicating the actions that have been taken or will be taken to resolve this matter. Additionally, as required by law, I have notified the credit reporting agencies about this identity theft incident and placed a fraud alert on my credit report. I will continue monitoring my credit reports closely to identify any further irregularities. I appreciate your immediate attention and cooperation in resolving this matter. Please contact me at the provided email address or phone number if you require any additional information to expedite the investigation. I trust your institution's commitment to helping victims of identity theft and look forward to a swift resolution. Thank you for your understanding and support. Sincerely, [Your Name]