Phoenix Arizona Letter to Credit Reporting Company or Bureau Regarding Identity Theft of Minor

• Category: Criminal - Identity Theft
• State: Multi-State
• City: Phoenix
• Control #: US-00712-LTR
• Format: Word; Rich Text

Description

This Letter to a Credit Reporting Company or Bureau regarding Identity Theft of Minor helps a minor or the minor's parent correct fraudulent information in the minor's credit reports. In order for such information to be blocked on the credit report, a minor or the minor's parent must notify consumer or credit reporting companies of fraudulent information that is not related to any transaction that the minor made or authorized.

Subject: Phoenix Arizona Letter to Credit Reporting Company or Bureau Regarding Identity Theft of Minor Dear [Credit Reporting Company/Bureau], I am writing to inform you about a severe case of identity theft that has affected my minor child, [Child's Full Name]. This incident has come to my attention recently, and I am deeply concerned about the potential consequences and long-term effects it may have on my child's financial well-being. [Phoenix Arizona Credit Reporting Company or Bureau], as a leading entity responsible for managing credit information, I urge you to take immediate action to assist us in resolving this matter and protecting my child's credit profile. It is imperative that you thoroughly investigate this case and ensure that any fraudulent accounts or activities are promptly removed from my child's credit report. Upon discovering this incident, I had no choice but to believe that my child's personal information, including their Social Security number, may have been compromised. I have taken necessary security measures by filing a police report with the [Local Police Department] and contacting the Federal Trade Commission's (FTC) Identity Theft Hotline at [Hotline Phone Number]. I have also obtained an FTC Identity Theft Affidavit which is attached to this letter. Furthermore, I kindly request that you initiate a thorough investigation into this matter and provide me with a detailed report of all fraudulent accounts associated with my child's name and Social Security number. It is crucial that you remove these accounts from my child's credit report immediately, as they are a result of criminal activity and not authorized by any legal guardian or parent. In addition to these requests, I request that you place an extended fraud alert on my child's credit file, which will require any potential creditors to verify my child's identity before approving any applications or requests. This extra layer of security will assist in preventing future fraudulent activity. Furthermore, I urge you to provide my child with a secure credit freeze. This measure will offer an additional level of protection by restricting access to their credit information entirely, preventing any unauthorized attempts to open new accounts in my child's name. I understand that resolving identity theft cases requires a diligent effort from all parties involved. I kindly request that you keep me informed throughout the investigation process. Please provide regular updates regarding any progress made, actions taken, or additional steps that may be required to rectify this situation completely. It is essential that you provide me with a written confirmation once all fraudulent accounts have been removed, the fraud alert and credit freeze are in place, and my child's credit report is accurate and secure. I appreciate your immediate attention to this matter. The impact of identity theft on a minor can have long-lasting consequences, and it is crucial that we address this issue promptly and decisively. I trust that [Phoenix Arizona Credit Reporting Company or Bureau] will prioritize this case and work diligently until a resolution is reached. Thank you for your prompt action in safeguarding my child's financial future. A swift response from your side would be greatly appreciated. Yours sincerely, [Your Full Name] [Your Contact Information]