Dear [Creditor's Name], I am writing to notify you of a distressing incident involving the identity theft of a minor, residing in Bronx, New York. It has come to our attention that unauthorized individuals have fraudulently obtained and misused the personal information of our child, [Minor's Full Name], within your financial institution's records. We suspect that this illegal activity may have resulted in unauthorized accounts, charges, or transactions being opened or conducted. As responsible parents and guardians, we take this matter very seriously and have taken immediate action to address the issue. Our main objective is to protect our child's financial future and ensure that their credit standing remains untarnished by this malicious act. We kindly request your assistance in supporting our efforts by conducting an investigation into the fraudulent accounts that may have been opened in our child's name. To aid in this process, please find the relevant details pertaining to the identity theft of our minor below: 1. Minor's Full Name: [Minor's Full Name] 2. Minor's Date of Birth: [Minor's Date of Birth] 3. Social Security Number (if available): [Minor's SSN] 4. Previous Address (if applicable): [Previous Address] 5. Date of Discovery: [Date of Discovery] 6. Police Report (if filed): [Police Report Reference Number] We would appreciate it if you could promptly provide us with a detailed report of any accounts, charges, or transactions associated with our child's compromised information. Additionally, we request that all unauthorized accounts be immediately closed and removed from their credit file to prevent any further harm or impact. As per the Federal Trade Commission guidelines, we have already taken the necessary steps to file a police report and have informed the three major credit reporting agencies of this identity theft incident. We encourage you to cooperate fully with the relevant authorities and implement all recommended measures to rectify and prevent similar instances in the future. Please keep us up to date with the progress of your investigation and provide us with written confirmation once the necessary actions have been taken to resolve this matter. As we are committed to restoring our child's identity and financial security, we may also seek your explicit assurance that our minor will not be held liable for any unauthorized debts incurred by the impostors. We trust in your institution's commitment to consumer protection and appreciate your immediate attention to this matter. Should you require any additional information or documentation, please do not hesitate to contact us at your earliest convenience. Thank you for your understanding and cooperation in resolving this distressing issue swiftly and efficiently. Sincerely, [Your Name] [Your Contact Information]