Contra Costa California Letter to Creditors Notifying Them of Identity Theft of Minor

• Category: Criminal - Identity Theft
• State: Multi-State
• County: Contra Costa
• Control #: US-00713-LTR
• Format: Word; Rich Text

Description

Letter to Creditors Notifying Them of Identity Theft of Minor [Your Name] [Your Address] [City, State, ZIP Code] [Email Address] [Phone Number] [Date] [Creditors' Name] [Creditors' Address] [City, State, ZIP Code] Subject: Notice of Identity Theft and Request to Close Accounts for [Minor's Full Name] Dear [Creditors' Name], I hope this letter finds you well. I am writing to inform you about a distressing incident of identity theft involving my minor child, [Minor's Name], and to request your immediate assistance in resolving this matter. I was recently made aware of fraudulent activities associated with my child's personal information, which has been unlawfully used to establish credit accounts with your institution. As [Minor's Name] is a minor, it is evident that these transactions were done without their consent or knowledge. Please consider this communication as my formal notice of the identity theft and my request to close all accounts linked to [Minor's Name] immediately. Below, I have provided the necessary information to facilitate the investigation and ensure proper closure of the fraudulent accounts: 1. Minor's Full Name: [Minor's Name] 2. Date of Birth: [Minor's Date of Birth] 3. Address: [Minor's Address] 4. Social Security Number (if applicable): [Minor's SSN] 5. Any account numbers or other relevant information associated with the fraudulent accounts, if available. I kindly request your cooperation in conducting a thorough investigation into these matters and promptly providing me with a detailed report of all fraudulent activities associated with my child's identity within 30 days, as required by the Fair Credit Reporting Act (FCRA). Additionally, please take immediate actions to close all existing accounts and remove any negative information resulting from this identity theft from their credit records. Enclosed with this letter, you will find copies of [Minor's Name]'s birth certificate, [Minor's Name]'s Social Security card (if applicable), and any supporting documentation related to the fraudulent transactions for your reference. I have already taken the necessary steps to report this identity theft to the local authorities, the Federal Trade Commission (FTC), and the three major credit reporting bureaus: Equifax, Experian, and TransUnion. Moreover, I have initiated a fraud alert and credit freeze on [Minor's Name]'s credit profile to prevent any further unauthorized activities. Please note that any charges, fees, or penalties resulting from the fraudulent activities on these accounts should not be the responsibility of [Minor's Name], but rather the accountability of the perpetrator. I kindly request that you refrain from reporting these unauthorized debts to credit reporting agencies and take necessary actions to absolve my child of any liabilities associated with them. I appreciate your immediate attention to this matter, and I trust that you will handle it with the utmost care and urgency it requires. Any updates or correspondence related to this issue should be directed to the contact information provided above. Thank you in advance for your assistance and cooperation in resolving this matter promptly. I am dedicated to supporting [Minor's Name]'s rights and ensuring their financial well-being. Sincerely, [Your Name]

[Your Name] [Your Address] [City, State, ZIP Code] [Email Address] [Phone Number] [Date] [Creditors' Name] [Creditors' Address] [City, State, ZIP Code] Subject: Notice of Identity Theft and Request to Close Accounts for [Minor's Full Name] Dear [Creditors' Name], I hope this letter finds you well. I am writing to inform you about a distressing incident of identity theft involving my minor child, [Minor's Name], and to request your immediate assistance in resolving this matter. I was recently made aware of fraudulent activities associated with my child's personal information, which has been unlawfully used to establish credit accounts with your institution. As [Minor's Name] is a minor, it is evident that these transactions were done without their consent or knowledge. Please consider this communication as my formal notice of the identity theft and my request to close all accounts linked to [Minor's Name] immediately. Below, I have provided the necessary information to facilitate the investigation and ensure proper closure of the fraudulent accounts: 1. Minor's Full Name: [Minor's Name] 2. Date of Birth: [Minor's Date of Birth] 3. Address: [Minor's Address] 4. Social Security Number (if applicable): [Minor's SSN] 5. Any account numbers or other relevant information associated with the fraudulent accounts, if available. I kindly request your cooperation in conducting a thorough investigation into these matters and promptly providing me with a detailed report of all fraudulent activities associated with my child's identity within 30 days, as required by the Fair Credit Reporting Act (FCRA). Additionally, please take immediate actions to close all existing accounts and remove any negative information resulting from this identity theft from their credit records. Enclosed with this letter, you will find copies of [Minor's Name]'s birth certificate, [Minor's Name]'s Social Security card (if applicable), and any supporting documentation related to the fraudulent transactions for your reference. I have already taken the necessary steps to report this identity theft to the local authorities, the Federal Trade Commission (FTC), and the three major credit reporting bureaus: Equifax, Experian, and TransUnion. Moreover, I have initiated a fraud alert and credit freeze on [Minor's Name]'s credit profile to prevent any further unauthorized activities. Please note that any charges, fees, or penalties resulting from the fraudulent activities on these accounts should not be the responsibility of [Minor's Name], but rather the accountability of the perpetrator. I kindly request that you refrain from reporting these unauthorized debts to credit reporting agencies and take necessary actions to absolve my child of any liabilities associated with them. I appreciate your immediate attention to this matter, and I trust that you will handle it with the utmost care and urgency it requires. Any updates or correspondence related to this issue should be directed to the contact information provided above. Thank you in advance for your assistance and cooperation in resolving this matter promptly. I am dedicated to supporting [Minor's Name]'s rights and ensuring their financial well-being. Sincerely, [Your Name]