This Sample Letter for Request for Credit Report for Minor form allows a minor or the minor's parent to request a credit report from any credit reporting agency in order to monitor and/or resolve any fraudulent activity by an identity thief.
[Your Name] [Your Address] [City, State, ZIP Code] [Email Address] [Phone Number] [Date] [Credit Bureau Name] [Credit Bureau Address] [City, State, ZIP Code] Subject: Request for Credit Report of a Minor — [Child's Full Name], DOB: [Child's Date of Birth] Dear Sir/Madam, I hope this letter finds you well. I am writing to request a credit report for my minor child, [Child's Full Name], who resides in Mecklenburg County, North Carolina. As a concerned parent/legal guardian, I believe it is essential to monitor my child's credit history to ensure their financial well-being and protect them from any potential identity theft or fraudulent activities. Please be advised that the details of the minor are as follows: — Full Name: [Child's Full Name— - Date of Birth: [Child's Date of Birth] — Social Security Number (if available): [Child's Social Security Number] I kindly request that you provide a comprehensive credit report containing any and all information associated with my child's name and Social Security Number, if applicable. This includes, but is not limited to, credit accounts, loans, inquiries, judgments, bankruptcies, and any other relevant financial information. To verify my authority as the parent/legal guardian, I have enclosed the following documents: 1. A copy of my identification document (driver's license/passport) proving my relationship to the minor. 2. [Optional: Any additional documents required by the credit bureau] I understand that there may be a fee associated with obtaining a minor's credit report. Kindly inform me of any applicable charges and provide instructions on how to make the payment. If possible, I would appreciate it if you could waive the fee due to the minor's age. As per the Fair Credit Reporting Act (FCRA), I request that you provide the requested credit report within the statutory time frame of 30 days. Additionally, please ensure that all correspondence related to this request is sent to the address provided above. Lastly, I kindly request that you notify me immediately if there are any indications of unauthorized or suspicious activities on my child's credit report. Prompt action is necessary to rectify any inaccuracies and protect their financial future. Thank you for your attention to this matter. I appreciate your cooperation in providing the requested credit report for my minor child. Should you require any further information or documentation, please do not hesitate to contact me at the phone number or email address provided above. Yours sincerely, [Your Name]
[Your Name] [Your Address] [City, State, ZIP Code] [Email Address] [Phone Number] [Date] [Credit Bureau Name] [Credit Bureau Address] [City, State, ZIP Code] Subject: Request for Credit Report of a Minor — [Child's Full Name], DOB: [Child's Date of Birth] Dear Sir/Madam, I hope this letter finds you well. I am writing to request a credit report for my minor child, [Child's Full Name], who resides in Mecklenburg County, North Carolina. As a concerned parent/legal guardian, I believe it is essential to monitor my child's credit history to ensure their financial well-being and protect them from any potential identity theft or fraudulent activities. Please be advised that the details of the minor are as follows: — Full Name: [Child's Full Name— - Date of Birth: [Child's Date of Birth] — Social Security Number (if available): [Child's Social Security Number] I kindly request that you provide a comprehensive credit report containing any and all information associated with my child's name and Social Security Number, if applicable. This includes, but is not limited to, credit accounts, loans, inquiries, judgments, bankruptcies, and any other relevant financial information. To verify my authority as the parent/legal guardian, I have enclosed the following documents: 1. A copy of my identification document (driver's license/passport) proving my relationship to the minor. 2. [Optional: Any additional documents required by the credit bureau] I understand that there may be a fee associated with obtaining a minor's credit report. Kindly inform me of any applicable charges and provide instructions on how to make the payment. If possible, I would appreciate it if you could waive the fee due to the minor's age. As per the Fair Credit Reporting Act (FCRA), I request that you provide the requested credit report within the statutory time frame of 30 days. Additionally, please ensure that all correspondence related to this request is sent to the address provided above. Lastly, I kindly request that you notify me immediately if there are any indications of unauthorized or suspicious activities on my child's credit report. Prompt action is necessary to rectify any inaccuracies and protect their financial future. Thank you for your attention to this matter. I appreciate your cooperation in providing the requested credit report for my minor child. Should you require any further information or documentation, please do not hesitate to contact me at the phone number or email address provided above. Yours sincerely, [Your Name]